Many golf enthusiasts choose IndusInd Bank Credit Cards for their complimentary golf games and lessons. While the attractive number of golf games and lessons available with these cards draws many people in, most are unaware of the spending requirement associated with the benefits. All IndusInd Bank Credit Cardholders (except for the Pioneer Private and IndusInd Tiger Credit Cards) need to spend ₹25,000 during the previous statement cycle to qualify for golf access in the next cycle. This requirement can be a significant drawback for those who rely on IndusInd Bank Credit Cards for golf benefits.
Additionally, the bank has revised the golf program for several of its credit cards, effective from March 13, 2025.
| Credit Card | Complimentary Golf Games | Complimentary Golf Lessons |
| IndusInd Bank PIONEER Private Credit Card | Domestic: UNLIMITED
International: 4 in a Year |
Unlimited for Domestic Only |
| INDUSIND BANK PIONEER HERITAGE METAL CREDIT | Unlimited | Unlimited |
| IndusInd Bank Indulge Credit Card | Unlimited Golf Games at Regular Clubs and 4 Free Golf Games (Per Month) at Premium Clubs | Unlimited |
| IndusInd Bank Pioneer Heritage Credit Card | 4 Per Month | 4 Per Month |
| IndusInd Bank Pioneer Legacy Credit Card | 4 Per Month | 4 Per Month |
| IndusInd Bank Crest Credit Card | 4 Per Month | 4 Per Month |
| IndusInd Bank Celesta Credit Card | 3 Per Month | 3 Per Month |
| IndusInd Bank Pinnacle World Credit Card | 1 Per Month | 1 Per Month |
| IndusInd Bank Tiger Credit Card | 1 Game or 1 Lesson per Quarter | |
Latest list of revised golf clubs under the IndusInd Bank golf program can be found here.
Spending Required for Free Golf Access With IndusInd Bank Credit Cards
| Cards | Spending Required |
| IndusInd Tiger Credit Card | None |
| Pioneer Private | ₹50,000 in the Previous Cycle |
| All Other IndusInd Bank Credit Cards | ₹25,000 in the Previous Cycle |
Offer Terms
- A cardholder is permitted to have a maximum of two active bookings at any given time. Please note that golf games and lesson bookings will be counted together.
- Cardholders are not allowed to schedule a new golf game or lesson on the same day as any other golf game or lesson they are participating in.
- This Golf Program is not a golf club membership and should not be viewed as one.
- Eligible primary IndusInd Bank cardholders may enjoy complimentary rounds of golf as green fee players at designated locations on weekdays, weekends, and holidays, in accordance with the applicable Terms and Conditions. Golf program benefits apply only to primary cardholders.
- A fee of ₹1 will be charged to the requesting cardholder’s card for each successful transaction or complimentary booking made through the golf booking portal.
Bottom Line
Credit cards are increasingly incorporating spend-based criteria for various features, including airport lounge access, railway lounge access, and now golf access. While several other cards, such as the IDFC Ashva and Mayura, also have spend-based requirements for golf access, they typically offer additional benefits for meeting the spending threshold and provide a better rewards rate compared to IndusInd Bank Credit Cards.
Once a popular choice among consumers, IndusInd Bank now offers credit cards with high fees and limited features.
If you currently use IndusInd Bank Credit Cards for golf access, it’s important to keep in mind the spending requirement of ₹25,000 in the previous statement cycle. For those interested, we recommend checking out our guide on the top golf credit cards available in the country.
2 comments
Avinash Kakade
Suggest Best card for golf with maximum benefits and lounge access
Kartik Kanwar
Go for an IDFC one. Possibly Mayura.