IndusInd Bank is one of the popular credit card issuers in India, offering a wide variety of cards, from co-branded to travel-centric credit cards. These cards provide additional savings to users and also offer access to periodic offers on platforms such as Swiggy, BookMyShow, and Big Basket. While it is easy for credit card veterans to apply for an IndusInd Bank Credit Card, those who are considering it as their first credit card may find it difficult to do so. This could be due to multiple reasons, such as a low or non-existent CIBIL score. For these users, it’s best to opt for a secured credit card from IndusInd Bank.
Apply Online for a Secured IndusInd Bank Credit Card
Users have reported receiving an offer for an IndusInd Bank Credit Card after being rejected for an unsecured credit card. Those who have received the offer have been informed that they can get a credit card by making a minimum fixed deposit of ₹80,000.
For users’ convenience, IndusInd Bank offers multiple credit cards that can be used across multiple categories, such as travel and dining. Applicants can also choose their own network variant for select credit cards.
Secured Credit Cards by IndusInd Bank
Here are some of the IndusInd Bank Credit Cards that can be availed against a Fixed Deposit.
IndusInd Legend Credit Card
The IndusInd Legend Credit Card offers great benefits, starting with zero annual/joining charges. You earn 1 reward point for every ₹100 spent on weekdays and 2 points on weekends, which can be redeemed for cash credit and Airmiles. The card provides movie benefits like a buy-one-get-one-free offer on BookMyShow and a 1% fuel surcharge waiver. Plus, there is a milestone benefit of 3,000 bonus points if you spend ₹5 lakhs in a year.
EazyDiner IndusInd Platinum Credit Card
The EazyDiner IndusInd Platinum Credit Card offers exclusive dining benefits, especially for those who frequently eat out. You get a 25% discount at select restaurants through EazyDiner, plus an extra 20% discount (up to ₹500) when you pay using PayEazy. The card is free for life with no joining or renewal fees. You also receive a 3-month EazyDiner Prime membership as a welcome benefit, allowing access to exclusive restaurant deals. Additionally, you earn 2X EazyPoints on dining spends, which can be redeemed for discounts and rewards through the EazyDiner app.
IndusInd Bank Platinum RuPay Credit Card
The IndusInd Bank Platinum RuPay Credit Card is a great option for people who frequently use UPI for payments. It offers 2 reward points for every ₹100 spent through UPI and 1 reward point for non-UPI transactions. The card is free for life with no joining or renewal fees, and you can redeem points for cash credit. It also provides travel insurance and a 1% fuel surcharge waiver, making it a good choice for first-time credit card users who want to earn rewards easily.
IndusInd Bank Platinum Aura Edge Credit Card
The IndusInd Bank Platinum Aura Edge Credit Card offers several benefits, especially for people who want flexibility in earning rewards. You can choose from four different reward plans (shop, home, travel, or party) based on your spending habits. The card has no annual fee after the first year’s joining fee of ₹500, making it a lifetime-free card. You can earn up to 4 reward points per ₹100 spent and redeem these points for cash credit or other rewards. The card also comes with air accident insurance and various travel coverages, along with a 1% fuel surcharge waiver.
IndusInd Bank Pinnacle World Credit Card
The IndusInd Bank Pinnacle World Credit Card offers many benefits for online shoppers, travelers, and movie lovers. You earn 2.5 reward points for every ₹100 spent online, which can be redeemed for cash or air miles. It gives complimentary access to both domestic and international airport lounges and includes a free Priority Pass membership. You can also enjoy free golf games and lessons, as well as a “Buy 1 Get 1 Free” offer on movie tickets. The card also provides insurance benefits and a 1% fuel surcharge waiver, making it a well-rounded choice for premium users.
IndusInd Bank Avios Visa Infinite Credit Card
The IndusInd Bank Avios Visa Infinite Credit Card is a super premium offering benefits for frequent travelers, especially those flying with Qatar Airways or British Airways. With this card, you earn Avios points on every purchase, which can be used for flights, upgrades, and more. You also get perks like lounge access, meet and greet services at airports, and concierge services to help with your travel plans. The card provides discounts on flight bookings, medical and travel insurance, and lower fees on foreign currency transactions at preferred destinations. Though the card has a high joining fee, it offers valuable rewards and benefits for international travelers.
Bottom Line
IndusInd Bank offers multiple rewarding credit cards, some of which are most suited for first-time users. Whether it’s the Legend, Aura, or EazyDiner Platinum Credit Card, those who wish to opt for a secured credit card should definitely apply for one with IndusInd Bank. Those who wish to apply for one can do so by going to their nearest IndusInd Bank branch. Users can also apply for one online after their application gets rejected, but this has been reported by those who already have savings accounts with the bank.
Apply for an IndusInd Bank Secured Credit Card and start your rewarding credit journey.