ICICI HPCL Super Saver vs IDFC HPCL First Power Plus Credit Card

Rising fuel prices in India have affected the budgets of many households. As prices go up, consumers must find ways to save on fuel costs. Using a fuel credit card is one of the best options available. These cards offer rewards and cashback that make refueling more affordable and rewarding.

When it comes to choosing the right fuel credit card, two popular options stand out: the ICICI Bank HPCL Super Saver Credit Card and the IDFC HPCL First Power Plus Credit Card. Both cards provide benefits for people who travel often and for those who spend daily on fuel. This article will compare the two cards to help you decide which one is better for you.

ICICI HPCL Super Saver Credit Card

The ICICI HPCL Super Saver Credit Card is an impressive card for people who want to save on everyday fuel purchases. This co-branded card has an annual fee of ₹500, but it offers many benefits that can make it worth your money. New users can enjoy a welcome bonus of 2,000 Reward Points and a cashback of ₹100 on their first fuel purchase of ₹1,000 or more through the HP Pay app. When you buy fuel at HPCL, you earn 4% cashback plus an extra 1% waiver on fuel surcharges, giving you a total of 5% savings.

For other retail purchases, cardholders earn 2 Reward Points for every ₹100 spent. There’s also a unique feature where you can earn 5% additional points on the department store, electricity, and mobile bills, capped at ₹100 worth of points per month. This card also provides a 25% discount on movie tickets through BookMyShow and access to one airport lounge if you spend ₹35,000 in the previous quarter.

IDFC HPCL First Power Plus Credit Card

The IDFC Bank HPCL First Power Plus Credit Card is a good option for people who frequently refuel their vehicles at HPCL fuel stations. With every purchase, you earn fuel points, which you can use for fuel discounts. Cardholders also get cashback on groceries and online shopping.

New users can get a welcome bonus, which includes a cashback of up to ₹500 on their first fuel transaction, cashback of ₹1,000 on their first EMI transaction, and ₹1,000 off on Zoomcar rentals. For every ₹150 spent on HPCL fuel, cardholders earn 30 Reward Points, capped at 2,400 points per statement cycle. There are entertainment perks, like a 25% discount on movie tickets via Paytm, and upon spending ₹20,000 monthly, cardholders receive complimentary access to airport lounges once every quarter. This card offers a way to waive the annual fee. If you spend more than ₹1.5 lakhs in a year, you won’t have to pay the fee.

Comparing ICICI HPCL Super Saver and IDFC HPCL First Power Plus Credit Card

Bottom Line

Both the ICICI Bank HPCL Super Saver and IDFC HPCL First Power Plus Credit Cards offer great benefits for frequent fuel users. The ICICI card provides higher cashback on fuel purchases and a generous welcome bonus, making it appealing to those who prioritize savings at the pump. On the other hand, the IDFC card stands out with its additional rewards for everyday spending and lower annual fees. If you mainly focus on fuel rewards, the ICICI HPCL Super Saver might be the better choice. However, if you seek overall everyday benefits and savings, the IDFC HPCL First Power Plus Credit Card is a solid option.