Axis Bank is one of the most trusted private sector banks in India as it values its customers and offers great services and products. The credit cardholders of Axis Bank get rewarded for all their spends, however, the rewards can be in different forms, such as Edge Rewards, cashback, air miles, etc. Most of the individuals are aware of how to earn Edge Reward Points, but they don’t know how they can earn the maximum benefit out of these rewards. In order to get the most out of a credit card, not only earning more & more reward points is important, but it is equally essential to be aware of the redemption processes and options for all these Rewards before they expire.
Axis Bank is a major credit card issuer in the country and hence offers some exclusive credit cards in different categories, including travel, shopping, rewards, dining & entertainment, and many more. There are premium as well as basic credit cards in Axis bank’s portfolio and hence these cards have different reward rates. Moreover, different reward programs can be associated with different credit cards and hence the redemption methods may also vary accordingly. In this article, we will help you understand everything about the Axis Bank Credit Card Reward Points Redemption. Keep reading for more information:
Axis Bank Credit Card Reward Points Redemption – Know Their Value In Rupees
There is a wide range of credit cards in Axis Bank’s portfolio, each of them having different reward programs and other features. Some cards reward you in the form of Reward Points, some of them offer cash back, and some cards may offer air miles or other types of rewards. The following are the different types of credit cards on the basis of their reward programs. The redemption processes are also given below:
Cards Offering Edge Rewards
Most of the Axis Bank Credit Cards, including Axis Bank Magnus, Axis Bank Reserve, Axis Bank Select Credit Card, etc, offer Edge Reward Points to the cardholders on their spends. These Edge Rewards can be redeemed against lots of options, including travel, shopping, gift vouchers, and many more. The monetary value of Edge Reward Points is almost the same for redemption against all the categories. 1 Edge Reward Point = Re. 0.20. The following are the steps to redeem Edge Reward Points that you have earned using your Axis Bank Credit Cards:
– Visit the Axis Bank’s Edge Rewards portal.
– Click on ‘Redeem Now’ and then click on ‘Login.’
– Log in to the portal using your credit card internet banking login I’d and password.
– There you will see various products under different categories that you can purchase using your earned Edge Rewards.
– Select the range of Edge Rewards that you want to redeem.
– Add the items of your choice to your cart.
– Proceed further accordingly.
Co-Branded Cards Offering Air Miles
Other than the regular credit cards that offer Reward Points, Axis Bank also offers some co-branded credit cards in partnership with different airlines. The following are the co-branded credit cards offered by Axis Bank Credit Cards and their reward redemption processes:
Club Vistara Axis Bank Credit Cards
Axis Bank offers three co-branded credit cards in partnership with Club Vistara. All three cards reward you in the form of Club Vistara Points which are redeemable against award flights, class upgrades, or for reserving any seat in any class under Vistara’s Cash + Points program. However, in order to redeem Club Vistara points with the Cash + Points program, 1 CV Point = Re. 0.2 only. Club Vistara Points can not only be redeemed against Vistara airlines, but also against Air Vistara’s partner airlines including Air Canada, Singapore Airlines, Japanese Airlines, United Airlines, and Silk Air. The following are the steps to redeem CV Points from the air Vistara’s official website:
- Visit the Club Vistara official website and log in to your CV account.
- Click on the ‘Redeem Now’ option.
- Select the option ‘Redeem flights.’
- Choose the flight against which you want to redeem the CV Points you have earned and continue.
- Review the flight details and click on ‘Next’ again.
- Enter the details of passengers and click on ‘Next.’
- Select payment method & fill in all the required details.
Cards Offering Cashback
Axis Bank also offers some cash back credit cards like Flipkart Axis Credit Card, Axis ACE Credit Card, etc. These cards reward their customers in the form of cashback that is automatically credited to the cardholders’ credit card accounts a few days after the eligible transactions. This cashback can be redeemed against anything as it gets added to your credit limit.
Axis Bank values its customer and provides them not only with great reward programs but also with exciting redemption options so that everyone can redeem their earned Reward Points against an option of their choice. If you have one or more Axis Bank Credit Cards, you should check for all the redemption options and processes to redeem different types of reward points so that you can get the most out of your credit card. One essential thing to keep in mind is that the Reward Points you earn using these cards are generally not valid for a lifetime, but they expire after a certain period of time.
In case of any additional doubts regarding this, make sure to let us know in the comment section below!