HDFC Bank Introduces Imperia Global Premier Banking Programme

HDFC Bank has launched the Imperia Global Premier Banking Programme, an initiative designed to offer a luxurious and personalized banking experience for high-net-worth customers and their families. The Imperia Global Premier Banking Programme offers multiple advantages, including access to dedicated relationship managers, premium credit and debit cards, and various lifestyle perks. Let’s explore the various features and benefits included in this banking programme.

Features of the Imperia Global Premier Banking Programme

Offers Premium Cards

The Imperia Global programme provides access to premium cards, which offer elite features. This programme offers two cards, namely the HDFC Bank Premium Credit Card and the newly launched HDFC Imperia Platinum Chip Debit Card. The HDFC Bank Premium Credit Card features include Reward Points, multiple payment channels, and fuel surcharge waivers. Customers can check their personalized credit card offers as well. Whereas the new Imperia Platinum Chip Debit Card

is also available, featuring cashbacks, discounts, insurance benefits, airport lounge access, golf privileges, etc., offered at no annual charge.

Dedicated Relationship Manager

The main feature of the Imperia Global Premier Banking Programme is the Dedicated Relationship Manager (RM). Customers will enjoy personalized attention from their assigned RM, checking that all banking, borrowing, and investment needs are managed properly. This dedicated support is designed to create a hassle-free financial journey for clients, helping them to focus on their individual or family wealth planning and investment strategies.

Lifestyle Benefits

Imperia customers enjoy lifestyle benefits under this programme. This feature offers exclusive discounts that are chosen based on what each customer likes, making every interaction worth your time and money. Benefits include:

• Gifting Services: Perfect for times when customers want to send thoughtful gifts.
• Beauty & Grooming Services: Customers can rejuvenate themselves with exclusive offers at some of the finest salons and spas.
• Inflight Meal Services: Enjoy a gourmet dining experience even while flying.
• Baggage Wrapping Facility: Keeping your luggage secure and safe.
• Preferred Seat Selection on Flights: Travel comfortably with seating of your preferences.

Travel Perks

Traveling can often be a hassle, but the Imperia Global program simplifies the process. Customers can enjoy Travel Visa Assistance through the ‘Visa at your Doorstep’ service, allowing them to submit their visa applications from home or the office, all at a discounted rate.

In keeping with their high standards of service, the program also includes Airport Transfer and Airport Meet & Assist services, guaranteeing customers experience luxury from the moment they leave home until they arrive at their destination.

Other Benefits

• Direct Access to Experts: Clients can interact directly with top fund managers and investment professionals for personalized advice.
• Family Banking: Allows banking benefits to be shared among family members, creating a secure financial environment for everyone.
• Tax Planning Services: Specialized assistance to maximize earnings and minimize tax liabilities, with email support available for guidance.
• Religious Offerings: Easy donations to temples and trusts through the bank’s payment solutions.
• Philanthropy Feature: Easy support for causes like education and healthcare through HDFC Bank.
• Special Demat Value Plan: Users enjoy a free cash volume of up to ₹25 lakh for the first 90 days, with a low delivery brokerage afterward and no-cost lifetime Demat AMC.
• Investment Solutions: Customized wealth management options created for users’ needs, including Mutual Funds and Portfolio Investment Schemes.
• Complete Healthcare Services: Provides affordable blood tests covering 64 procedures through trusted labs, promoting family health.

Fees and Charges

Eligibility Criteria

To apply for the HDFC Imperia Global Premier Banking Programme, one needs to meet the following eligibility criteria.

• Savings Account: Minimum Average Monthly Balance of ₹25 lakhs.
• Current Account: Minimum Average Monthly Balance of ₹50 lakhs.
• Combination Account: Combine your savings accounts, current accounts, and fixed deposits to maintain an Average Monthly Balance of ₹75 Lakhs.
• Total Relationship Value: Maintain ₹2 crore throughout the month
• Foreign Remittances: By receiving ₹50 lakhs in Foreign Inward Remittances through wire transfer into your HDFC Bank account within the last 12 months.
• Group Accounts: Balance can be measured across all accounts linked to your customer ID or your group’s linked accounts.

Bottom Line

Applying for HDFC Bank’s Imperia Global Premier Banking Programme offers many benefits for eligible customers. This program is designed for high-net-worth individuals and provides personalized support from dedicated relationship managers. Customers receive premium banking cards and exclusive lifestyle perks.

The program makes financial management easier by giving access to expert advice and family banking solutions. This guarantees that every family member can plan their finances securely. The program also includes travel benefits and healthcare services. By choosing the Imperia Global programme, customers can enjoy a smooth banking journey while growing their wealth and lifestyle.