Looking for a credit card that supports your business or entrepreneurship endeavors? Well, various banks/issuers offer many credit cards for businesses, some of the most rewarding of which are offered by HDFC Bank. Whether you are looking for a premium, mid-range, or entry-level business credit card, with HDFC Business credit cards, you can easily make suitable transactions for your business while earning reasonable rewards. Usually, these cards come with a joining and annual fee, but HDFC Bank has come up with a limited-time offer where customers can avail of these cards at zero joining cost. That’s right, apply now for an HDFC Bank business credit card without paying any joining fee. HDFC Bank First Year Free Business Credit Cards HDFC Bank BizPower, BizGrow, and BizFirst credit cards are all being offered as first-year free till 31st July 2024. Let’s have a quick glance at them.

Features BizPower BizGrow BizFirst
First Year Fee Nil Nil Nil
Annual Charge (From Second Year) ₹2,500 + GST ₹500 + GST ₹500 + GST
Annual Fee Waiver On Spends of ₹4 Lakh On Spends of ₹1 Lakh On Spends of ₹50,000
Welcome Benefit Amazon Prime Annual and Biz Prime (6 Months) Membership Voucher Worth ₹250 Voucher Worth ₹250

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Features of HDFC Business Credit Cards

Here are some of the key features of these cards:

HDFC BizPower Credit Card

The BizPower Card is ideal for medium-sized enterprises, offering a competitive reward rate. These rewards can be redeemed for various options, such as cashback on statements, air miles, vouchers, and more.

  • 4 Reward Points/₹150 spent for all your business spends.
  • 1 Reward Point can be redeemed for a value of up to ₹0.50.
  • Earn accelerated 5X Reward Points (20 Reward Points) on certain categories such as bill payment via Payzapp, spending on Google Ads, and Reliance Digital.
  • 10X Reward Points on Apple, Flipkart, and MakeMyTrip through SmartBuy.
  • Complimentary domestic and international lounge access across airports worldwide.
  • 20% off on dining bills via Swiggy Dineout.

HDFC BizGrow Credit Card

HDFC Bank BizGrow Credit Card is an excellent option for small businesses and enterprises seeking a dependable and rewarding credit card.

  • 2 Cash Points on every business spend of ₹150.
  • 10X CashPoints (20 CP on Each ₹150 Spend) on select categories such as spends on DMart and Cleartax.
  • Value of 1 Cash Point = ₹0.25.
  • 1% fuel surcharge waiver on fuel transactions.
  • If you spend ₹1 lakh every quarter, you will receive 2,000 Cash Points.

HDFC BizFirst Credit Card

The HDFC BizFirst Card is the ideal entry-level credit card for businesses. One of its most attractive features is earning 1% CashPoints on all expenses, including UPI transactions.

  • 3% CashPoints on EMI Spends.
  • 2% CashPoints when you pay your utility bills, purchase electronics, make transactions using SmartPay, or use PayZapp.
  • 1 CashPoint can be redeemed for a value of up to ₹0.15.
  • Earn 2,000 CashPoints each quarter on spends of ₹75,000 or more.

Bottom Line

Those interested in a credit card for specific business use should definitely go for one of the HDFC cards. The BizGrow and BizPower credit cards are easily affordable for small enterprises as they have an annual charge of ₹500, while the BizPower credit card is more suitable for medium enterprises and can be availed at an annual charge of ₹2,500. Since HDFC Bank offers a free first-year business credit card, you can easily apply and get approved for these without having to pay anything for the first year.

Don’t miss out! Apply online now and seize the incredible opportunity to get the HDFC BizFirst, BizPower, and Biz Grow Credit Cards without any first-year fees. Act fast, as this exclusive offer from HDFC is only valid till 31st July!

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