Freedom to Shop: Credit Cards Perfect for Independence Day

Independence Day isn’t just a day to honor our history and the heroes who fought for our freedom, but it’s also a time when the air is filled with the spirit of patriotism. Around this time, many companies and brands join in the festivities by offering a range of Independence Day discounts and special deals. These deals not only make the occasion more enjoyable but also give people more freedom to shop. This makes it a great time to buy items they’ve been wanting to purchase for a long time. For example, there’s the ongoing Amazon Great Freedom Festival sale, where you can find items at significant discounts.

It’s like the whole market is celebrating Independence Day, offering people the chance to celebrate their freedom through the power of choice. Whether through online platforms or traditional stores, the opportunities to save while spending brings a unique atmosphere to the holiday’s excitement. As we celebrate our country’s independence, let’s also take advantage of the Independence Day offers and shop wisely. This article will tell us the best credit cards for making transactions during the ongoing Independence Day sales.

Cashback SBI Credit Card

People from all generations, whether millennials or Gen Z, like to get cashback on every purchase they make through their cards. And in comes the SBI Cashback, a card that bestows cashback on every online and offline transaction. With an annual fee of ₹999 with taxes, this card can get you a maximum cashback of ₹5,000 in a single transaction. The annual fee can be waived on spending ₹2 lakhs or more in the previous year. The cashback earned will be auto-credited to your SBI Card account for your next statement generation. Even though this card does not offer other benefits like introductory perks, discounts on dining or movies, travel benefits, etc., it is still very beneficial for people who regularly use credit cards. Users get 5% cashback on online purchases and 1% cashback on offline purchases, except purchases on jewelry, rent, fuel, utility, etc.

Flipkart Axis Bank Credit Card

In collaboration, Axis Bank and Flipkart introduced a cashback card, the Flipkart Axis Bank Credit Card. This card offers cashback on transactions made on Flipkart and with preferred partners. This card offers a welcome benefit worth ₹500 vouchers on Flipkart and a 50% discount on Swiggy capped at ₹100 on the first transaction. With an affordable joining fee of ₹500 with taxes, this card can be accessed by people from all generations. This card also offers up to 15% discount on partner restaurants under the Axis Bank Dining Delights Program. This card even offers a low annual fee for four domestic airport lounge visits yearly. This card is one of those cards which offers so many benefits and perks for such a low amount.

Amazon Pay ICICI Bank Credit Card

Are you somebody who frequently shops on Amazon? From home essentials to electronics, is Amazon your go-to website? If yes, then you should have the Amazon Pay ICICI Bank Credit Card, a collaboration between Amazon and ICICI Bank. This lifetime-free credit card offers cashback on Amazon purchases for both Prime and non-prime members, as well as on partnered brands and other payments. All the cashback earned will be transferred to the Amazon Pay balance at the end of the payment cycle. Even though it is an entry-level card, this card offers a free 3-month Prime membership and cashback of up to ₹2,000.

HDFC Millennia Credit Card

The HDFC Bank Millennia Credit Card is a great choice for young professionals and frequent shoppers with all its rewards and cashback. For an annual fee of ₹1,000 with taxes, members can enjoy a range of perks, including a 5% cashback on purchases from popular platforms like Amazon, Flipkart, Swiggy, and Uber, and 1% cashback on other expenses, excluding fuel. Cardholders also earn ₹1,000 worth of gift vouchers for every quarterly spend of ₹1 lakh, or 4 domestic airport lounges access upon spending ₹1 lakh every quarter. They will also get up to 20% dining discounts at select restaurants and a zero-liability policy in case of card loss.

Bottom Line

Finding the right credit card for Independence Day sales can improve your shopping experience by giving you the freedom to shop and helping you save money through cashback and discounts. From the SBI Cashback Credit Card, ideal for all-around savings, the Flipkart Axis Bank Credit Card, great for online shopping enthusiasts, to the Amazon Pay ICICI Bank Credit Card for Amazon loyalists, and the HDFC Millennia Credit Card, suitable for young professionals looking for various rewards, there’s a card for every kind of shopper. Make the most of Independence Day discounts by choosing a card that matches your shopping habits.

“Celebrate freedom with every purchase you make!”