Federal Bank has rolled out a new spend-based campaign for select Celesta Credit Cardholders, offering 10,000 bonus Reward Points upon achieving a spending milestone during the promotional period. However, the offer is targeted, meaning only customers who receive an SMS, email, WhatsApp message, or push notification from the bank will be eligible to participate.
Offer Period: 1 August 2026 to 31 October 2026
Excluded Categories
The following transactions will not count towards the spending milestone:
- Fuel
- Rent payments
- Wallet loads
- Cash withdrawals
Important Terms
- The offer is targeted and valid only for customers who receive official communication from Federal Bank.
- The card account must remain active and in good standing.
- The offer is not applicable on OneCard, Scapia, Epifi, or Jupiter Credit Cards issued by Federal Bank.
- Reward Points cannot be transferred, exchanged for cash, or substituted.
Bottom Line
This is a straightforward milestone-based promotion for existing Federal Bank Celesta Credit Cardholders. While the spending target of ₹1.5 lakh is on the higher side, 10,000 Reward Points can be a worthwhile bonus for users who already have significant planned expenses during the offer period.
Before planning your spends, make sure you’ve actually received the offer communication, as non-targeted cardholders won’t be eligible for the reward.