Imagine walking into a store and making a purchase without worrying about carrying cash or credit cards. That is the plus point of having debit cards. They allow you to access your funds easily and securely, making transactions hassle-free. Equitas Bank understands the importance of customer satisfaction, which is why it offers various debit cards. Known for its focus on customer service, Equitas Bank has become a trusted financial partner for many people.
What sets Equitas Bank apart is that it offers various debit cards from RuPay, Visa, and Mastercard. Each card has special features and benefits where you can enjoy worldwide acceptance, exclusive discounts, and loyalty programs that suit your lifestyle. Whether you’re looking for a card that offers international benefits or one that provides added security, Equitas Bank has you covered.
Visa Signature Debit Card
The Equitas Bank Visa Signature Debit Card allows you to pay directly from your bank account while benefiting from Visa Secure, guaranteeing safe online and offline payments. For a one-time issuance fee of ₹499 along with taxes, you gain access to a vast set of features and benefits. Every purchase you make using the Visa Signature Debit Card earns 2 Reward Points per ₹100 spent, which can be redeemed for vouchers and offers.
This card is accepted worldwide, and you can reach customer support 24/7 whenever you need assistance. With an ATM withdrawal limit of ₹1.5 lakh and a Point of Sale or E-Commerce spending limit of ₹3 lakh, the Visa Signature Debit Card provides easy spending options. It also offers exclusive lifestyle perks, including discounts on entertainment, travel, hotels, and golf club privileges.
Mastercard World Debit Card
The Equitas Bank MasterCard World Debit Card offers a rewarding banking experience for users internationally. For an issuance fee of ₹499 plus taxes, cardholders enjoy impressive transaction limits, including an ATM withdrawal limit of ₹1.5 lakh and a Point of Sale limit of ₹3 lakh. The card ensures worldwide acceptance and comes with 24/7 customer assistance for added convenience. Users can earn rewards with every purchase, accumulating 2 points for every ₹100 spent. These points can then be redeemed for attractive coupon offers and gift vouchers from the rewards programme catalogue. Notably, there are no ATM withdrawal charges when using either Equitas or Non-Equitas ATMs, provided the usage aligns with the bank’s terms and conditions.
Visa Platinum Debit Card
The Equitas Bank Visa Platinum Debit Card is an easy payment option. This card is accepted at millions of locations worldwide, making it easy to use. With a joining fee of ₹199 plus taxes, this card is affordable to the common man with no extra charges. For every ₹150 you spend, you can earn 2 Reward Points, which can accumulate over time and be redeemed for various offers and discounts. This means you get the benefit of a debit card and enjoy exclusive perks on movies, food, and entertainment.
The Visa Platinum Debit Card is the added security feature provided by Visa Secure. This feature helps you shop online safely, providing security as you make your purchases. The card comes with 24/7 customer assistance, guaranteeing that help is always just a call away, whether you have questions about your account or need support while traveling.
When it comes to spending limits, the Equitas Bank Visa Platinum Debit Card has generous allowances. You can withdraw up to ₹1 lakh from ATMs, making it easy to access cash when you need it. For everyday purchases at points of sale or online shopping, you’ll have a limit of ₹2 lakh.
RuPay Platinum Debit Card
The Equitas Bank RuPay Platinum Debit Card offers premium features and benefits for users looking for added security and protection. It comes with an issuance fee of ₹199 along with taxes and allows for ATM withdrawals of up to ₹1 lakh, as well as a spending limit of ₹2 lakh for Point of Sale and e-commerce transactions. Users earn 2 points for every ₹150 spent on eligible transactions.
This card offers insurance coverage, which includes ₹2 lakh for personal accident death and ₹2 lakh for permanent total disability insurance. Cardholders also enjoy exclusive lounge access, with one domestic airport lounge visit every quarter and two international lounge accesses each year, available at over 65 locations across India. The card also provides quarterly railway lounge access once every quarter and 24/7 customer assistance. There are no charges for using the debit card at domestic merchants and websites, although surcharges may apply at select locations like IRCTC, railway stations, and fuel stations.
Bottom Line
Equitas Bank debit cards are different from those of other banks because they offer many features, security options, and customer benefits. Each card, whether it’s RuPay, Visa, or Mastercard, meets different needs and lifestyles. They provide global acceptance and special rewards. The fees for getting the cards are competitive, and the spending limits are attractive, making them accessible to everyone. The bank also offers customer support 24/7, which improves the banking experience. With Equitas Bank debit cards, customers can easily make transactions and enjoy rewards and perks.