Utility bill payments are part of everyone’s monthly routine, including electricity, gas, water, and other essentials. While these payments are unavoidable, most credit cards do not offer rewards on utility spends, except for a few dedicated options. That’s what makes the latest offer from IDFC Bank special.
IDFC Bank Credit Cardholders can now earn 1,500 bonus Reward Points on utility bill payments, over and above the regular reward rate offered by their IDFC Bank Credit Card. Simply enable autopay for utility bill payments on the IDFC First Mobile Banking App and make three consecutive bill payments of ₹500 or more to be eligible for the bonus reward points.
Enable Autopay for Utility Bill Payments Between 1st July 2025 and 30th September 2025.
How to Enable Autopay for Utility Bill Payments
Follow the steps given below to enable autopay for bill payments with your IDFC First Credit Card.
- Select the Biller category on the biller page.
- Add your Biller details.
- Go to the Manage Biller section and tap “Enable Autopay.”
- Choose “Credit Card” as the payment mode.
- Tap Confirm and enable Autopay.
Bottom Line
This bonus reward points offer on utility bill payments with IDFC Credit Cards is truly rewarding, as utility bills are something we all have to pay regularly. Plus, the minimum spend required to qualify is just ₹500 for each bill payment, making it easily achievable.
Simply enable Autopay for your utility bill payments and continue for three consecutive months to earn 1,500 bonus Reward Points with your IDFC Credit Card. It’s an effortless way to get rewarded for an expense you can’t avoid.

