All Details About the Baroda BPCL Debit Card

Everybody is aware of co-branded fuel credit cards, but very few people know that there are fuel debit cards. Fuel debit cards offer benefits similar to fuel credit cards but are directly linked to your bank account. They provide rewards, cashback, and discounts on fuel purchases.

One notable fuel debit card is the Baroda BPCL Debit Card, introduced by Bank of Baroda for its loyal customers. This co-branded debit card offers a variety of features and benefits created to meet the needs of people who frequently make fuel transactions at an annual fee of ₹300, along with taxes. From cashback on the first two transactions at BPCL outlets to airport lounge access and insurance coverage, the Baroda BPCL Debit Card provides a complete package of perks aimed at boosting the overall banking experience for its users.

Introductory Perk

The Baroda BPCL Debit Card offers introductory benefits with 5% cashback on the first 2 transactions at BPCL outlets, with a maximum cashback of ₹50 per transaction. This offer is applicable when using the debit card at BPCL outlets within 6 months of issuance. It’s a rewarding way for customers to save money on their fuel purchases.

Reward Rate

The Baroda BPCL Debit Card offers a beneficial reward rate, allowing customers to earn 10 PetroMiles on every ₹100 spent on transactions for fuel purchases at BPCL petrol pumps. Customers can collect loyalty points, known as PetroMiles, with each purchase at BPCL retail outlets, and these points have a value of 1.5 paise for every PetroMile. Customers enrolled for the Cobrand Debit card by BoB will also be automatically onboarded to the BPCL loyalty platform, provided they give their consent.

Airport Lounge Access

People who have the Baroda BPCL Debit Card have the privilege of gaining access to domestic airport lounges twice every quarter so that they can wait for their flight in comfort.

Insurance Coverage

The Baroda BPCL Debit Card provides insurance coverage, which includes accidental insurance of up to ₹2 lakhs. So if some unexpected emergency happens, cardholders will be at peace knowing they are secure.

High Withdrawal Limit

The ATM withdrawal limit is set at ₹50,000 per day, offering convenient access to cash when needed. Additionally, the POS and e-commerce withdrawal limit is set at ₹1 lakh per day, providing adaptability for larger transactions. These high withdrawal limits serve users’ various financial needs.

Bottom Line

People who are loyal customers of the Bank of Baroda must be overjoyed to learn that the bank is now offering debit cards for their convenience. The Baroda BPCL Debit Card, a co-branded card, helps you earn rewards and save on fuel transactions. Since debit cards are directly linked to your bank account, one should remember that all the transactions made through it will deduct money from your bank account. The Baroda BPCL Debit Card, with its introductory perks, rewarding cashback, and beneficial reward rate, is quite fruitful. The added advantage of airport lounge access, insurance coverage, and high withdrawal limits further increases its appeal. For people who are looking for rewards for their fuel transactions and want to improve their banking experience, this debit card is a primary choice.

Bank of Baroda even offers co-branded debit cards like the Ease My Trip Debit Card, which provides year-long benefits on flights, hotels, and bus bookings for a nominal fee of ₹599 plus taxes.