Top Debit Cards from Bandhan Bank

Debit cards have become an important part of everyday use as they allow customers to access their money quickly and make payments without carrying cash. With a debit card, users can withdraw money from ATMs, shop online or offline, and pay for services directly from their bank account. Many banks also provide additional benefits such as reward points, insurance coverage, and lifestyle offers with their debit cards.

Bandhan Bank offers a range of debit cards designed to meet different customer needs, from basic banking transactions to premium lifestyle benefits. These cards come with features like higher withdrawal limits, lounge access, reward points, and protection benefits, making them useful for both regular spending and travel.

In this article, we’ll look at some of the best debit cards offered by Bandhan Bank. We’ll go through their features, benefits, and who they’re best for. If you want to get the most out of your banking while enjoying extra perks and security, then keep reading as we go through what makes Bandhan Bank’s debit cards unique.

Bandhan Bank Debit Cards

Below are the popular debit cards from Bandhan Bank. These debit cards offer many features and benefits; for more details, continue reading.

Bandhan Bank Legacy Debit Card

The Bandhan Bank Legacy Debit Card is a luxury debit card that offers lifestyle benefits to customers. The cardholders are allowed to make high-value transactions with a daily ATM withdrawal limit of up to ₹1Lakh, and they also have a purchase transaction limit of up to ₹10Lakh. The Legacy Debit Card also provides travel benefits, such as complimentary access to airport lounges. The users will get 3 domestic airport lounge accesses and 1 domestic airport lounge access for a companion accompanying the cardholder per calendar quarter, and 2 international lounge accesses per calendar quarter for the cardholder. Not only that, but users can also enjoy exclusive offers and discounts across travel, dining, entertainment, groceries, online shopping & leisure spends and concierge services. The card also offers 12 complimentary golf sessions and 12 lessons every year.

For movie enthusiast users, the card offers 4 movie tickets up to ₹750 per month, and those who prefer concerts or stand-ups more, the debit card offers 4 non-movie tickets up to 1,000 per month. With every ₹200 spent using the Bandhan Bank Legacy Card, the user will get 5X rewards.

If the cardholder travels to a foreign destination every now and then, they do not have to worry about cross-currency markup because the Legacy Debit Card has 0% transaction fee, so the users can spend their money without worrying about the extra charges.

The Legacy Debit Card also comes with several free insurance benefits. Card users get personal accidental insurance cover of up to ₹20 Lakh in case of death due to an air, road, or rail accident. In addition, there is an air accidental death cover of up to ₹1 crore if the air ticket has been purchased using the card. The card also provides purchase protection of up to ₹5 Lakh on items bought using the card, as long as the cardholder declares the value and date of purchase, and the protection is valid for the first 90 days from the purchase date. Along with this, the card offers lost card liability protection, which means you will not be responsible for fraudulent transactions up to a maximum of ₹5 Lakh per card.

The Legacy Debit Card offers a lot of benefits for its users, which may not come with a regular debit card.

Bandhan Bank Elite Plus Debit Card

The Bandhan Bank Elite Plus Debit Card is a popular banking card offered by Bandhan Bank that offers customers several travel, lifestyle, and insurance benefits. The Elite Plus Debit Card has a daily ATM cash withdrawal of up to ₹1 Lakh and a daily purchase transaction of up to ₹6 Lakh, which is much higher than the regular debit card. The users will also enjoy Exclusive offers and discounts on travel, dining, entertainment, groceries, online shopping & leisure spends.

Complimentary Airport Lounge is something many travelers look for, with the Elite Plus, users will get 2 complimentary domestic airport lounge accesses for the cardholder and 1 domestic airport lounge access for a companion accompanying the cardholder.

The cardholders can also enjoy 2 complimentary movie tickets up to ₹750 per month and exclusive vouchers on achieving annual spends of ₹8 Lakh. Also enjoy Complimentary golf sessions include 12 lessons and 4 games each year at select golf clubs in India. Receive 4X rewards on eligible spends of ₹200 with the Bandhan Bank Elite Plus Debit Card.

The Bandhan Bank Elite Plus Debit Card, when linked to the Elite Plus Savings Account, comes with several free insurance benefits. Users will get personal accidental insurance cover of ₹15 lakh in case of death due to an accident by air, road, or rail. The card also offers a ₹1 crore air accidental death insurance cover when the air ticket is purchased using the Elite Plus Debit Card. The users will also get purchase protection of up to ₹3 lakh on items bought using the card; this protection is valid for the first 90 days from the purchase date.

The card also provides lost card liability protection of up to ₹5 lakh, which covers fraudulent transactions such as counterfeit, skimming, or online fraud, so the cardholder is not held liable within this limit. These features make the Elite Plus Debit Card a secure and valuable option for everyday use.

Bandhan Bank Elite Debit Card

The Bandhan Bank Elite Debit Card is a smaller version of the Bandhan Bank Elite Plus Debit Card. It also offers several benefits to users, including complimentary airport lounge access, where they can visit select domestic airport lounges twice per calendar quarter. The cardholders will also enjoy exclusive offers and discounts across travel, dining, entertainment, groceries, online shopping & leisure spends. The debit card has a daily withdrawal limit of  ₹1 Lakh and a daily purchase transaction limit of ₹5 Lakh.

Golf enthusiasts will get complimentary golf sessions, including 12 lessons and 4 games annually at select golf clubs in India. Users can also enjoy 2 movie tickets up to ₹500 each month and receive exclusive vouchers on achieving annual spends of ₹5 Lakh.

The Bandhan Bank Elite Debit Card comes with several useful insurance and protection features for cardholders. It offers personal accidental insurance cover of ₹10 lakh in case of death due to an air, road, or rail accident for active card users. Cardholders can also get air accidental death insurance cover of up to ₹1 crore if the flight ticket is purchased using this card.

Cardholders can get purchase protection of up to ₹2 lakh for items bought with the card. This coverage lasts for 90 days from the purchase date. The card also offers lost card liability coverage of up to ₹5 lakh, which protects the user from fraud, including counterfeit, skimming, or online scams.

Bandhan Bank Avni Debit Card

Bandhan Bank launched the Avni debit card, a special card for women. The card has a daily ATM cash withdrawal limit of ₹50,000 and a daily purchase transaction limit of ₹3 lakh. The card provides complimentary lounge access at select domestic airport lounges once every quarter, as well as exclusive offers and discounts across various categories such as travel, dining, entertainment, groceries, and online shopping.

The debit card also includes a complimentary movie ticket worth ₹350 every month through BookMyShow, exclusive vouchers upon achieving annual spending of ₹3 lakh.

Card users get a personal accidental insurance cover of ₹10 lakh in case of death due to a road or rail accident. The card also provides an air accidental death insurance cover of ₹1 crore, but this is applicable only if the flight ticket has been purchased using the same card. The card also includes purchase protection of up to ₹2 lakh for items bought with the card. The card also offers lost card liability cover, which protects users from fraudulent transactions such as counterfeit, skimming, or online fraud. In such cases, the cardholder has no liability for fraudulent transactions up to ₹3.5 lakh per card on the Bandhan Bank Avni Debit Card.

Bottom Line

Bandhan Bank offers a variety of debit cards that suit different types of customers. Whether someone is looking for a basic card for everyday transactions or a premium card with travel and lifestyle benefits, there are several options available.

Each card also includes useful protection benefits such as accidental insurance, purchase protection, and lost card liability cover, which adds an extra layer of safety for users. The right debit card depends on a person’s lifestyle and banking needs. By choosing a card that meets their needs, customers can make everyday transactions easier while enjoying additional rewards and benefits from Bandhan Bank.