Credit Score

does checking credit score lower it

A credit score is a number between 300 and 900, which depicts the borrower’s creditworthiness. It is determined by credit bureaus and a lot of factors including your past payment history, credit utilization, number of hard inquiries on your credit profile, etc, are considered while calculating your credit score. Some…

5 Major Things That Surprisingly Don't Affect Your Credit Score

Maintaining a good credit score is really essential in order to achieve financial stability, especially for those who use credit cards. The only and the best way to build a good credit score is to use your credit card responsibly and wisely. The credit score doesn’t depend on just one…

How To Build a Credit History When You Don't Have Any Existing Credit Card?

In order to achieve financial stability, it has become really essential to have a good credit score these days. For those who don’t know, a credit score is a number that represents how creditworthy you are or how responsible you are as a borrower. Your credit score depends on your…

Explaining Credit Bureaus in India - CIBIL, Equifax, Experian, HighMark

What if an unknown person asks you to give him some money that he will return after some days? There are very high chances that you won’t agree as you don’t know anything about the behavior and financial history of that individual. The same is the case of credit card…

credit card myths

Ever thought of why your credit score is not increasing even after keeping all the necessary things in mind? You might be a victim of some common credit card myths. There are a lot of misconceptions about credit cards that people believe in. These can lead you to a negative…

ways to increase your credit score

A credit score represents a person’s financial health. The banks and financial institutions consider this score thoroughly before they extend any kind of credit to individuals. With the help of a good credit score, individuals can borrow money at cheaper rates and are eligible for every kind of credit they…

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