Receiving a new credit card can bring a sense of excitement, especially when it comes with introductory perks right from the start. For many people, the joy of receiving rewards and benefits makes the joining fee worthwhile. Each credit card has its unique features, and these primary bonuses can vary from one card to another. Some cards provide discounts on movie tickets, while others reward you with dining vouchers or travel benefits.
Welcome benefits change depending on the type of credit card, fitting different interests and spending styles. For example, a fuel credit card usually gives cashback or discounts on fuel, whereas a travel credit card often provides benefits like bonus air miles, free lounge access, and discounts on hotel stays, making it ideal for frequent travelers.
In this article, we will explore some of the best credit cards available in India that come with tempting welcome benefits. From cashback options to free memberships for popular services, we’ll highlight the standout features of each card. Whether you’re a movie lover, a foodie, or a frequent traveler, you’ll discover which credit card could be the perfect fit for your spending habits.
BookMyShow RBL Bank Play Credit Card
The BookMyShow RBL Bank Play Credit Card has been introduced for movie enthusiasts with a joining fee of ₹500 plus taxes. What makes this card stand out the most is that as an introductory perk it provides cardholders with a discount of up to ₹500 on movie or event tickets. To avail of this offer, users simply need to complete at least one transaction within the first 30 days of getting the card.
This welcome discount is perfect for those who frequently book tickets through BookMyShow. The discount voucher remains valid for three months, giving users plenty of time to enjoy the benefits. With its appealing rewards and easy redemption process, the BookMyShow RBL Bank Play Credit Card is a perfect option for anyone who wants to enjoy movies while saving money.
BOBCARD TIARA Credit Card
The BOBCARD Tiara Credit Card is designed for women, at a joining fee of ₹2,499 along with taxes. With vibrant colors, this card provides 5X Reward Points on dining, travel, and international spends, making daily expenses more rewarding.
Under the welcome benefit of this card, it includes free memberships to popular services. New cardholders receive a three-month complimentary Swiggy One membership, along with annual memberships for Amazon Prime/Disney Hotstar, FitPass Pro and Gaana Plus. This means cardholders can enjoy free delivery on food, a gym pass, access to movies and shows, and music streaming, all for free.
The card also offers unlimited access to domestic airport lounges for those who spend ₹40,000 in the previous quarter. The Tiara Credit Card comes with a low Forex Markup fee of 2% on international transactions, along with quarterly discounts on famous apps like Nykaa, Myntra, etc.
EazyDiner IndusInd Bank Credit Card
The EazyDiner IndusInd Bank Credit Card is designed for food lovers and frequent travelers. With an annual fee of ₹1,999 along with taxes, cardholders can enjoy great rewards and exclusive offers.
Upon joining, you receive 2,000 bonus EazyPoints, which can be redeemed for dining discounts. Cardholders also get a complimentary EazyDiner Prime membership valued at ₹2,495, providing access to special offers and deals. A Postcard Hotels stay voucher worth ₹5,000 is also included, perfect for planning a getaway, when booked directly from the Postcard Hotels website.
The card is packed with dining benefits, including up to 50% off at selected restaurants through the EazyDiner app, along with two complimentary movie tickets each month. It also includes complimentary domestic airport lounge access, along with renewal of EazyDiner membership and fuel surcharge waiver. It’s perfect for those who love to dine out and enjoy travel perks.
American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is one of the top credit cards offered by American Express in India, especially for those who love to travel. This card comes with a joining fee of ₹5,000 plus taxes, provides multiple benefits that make it appealing to frequent travelers.
When you get this card and spend at least ₹15,000 in the first three months, you receive 10,000 Membership Rewards Points. These points can be used for shopping on popular e-commerce sites, such as Flipkart, or can be used as for Marriott where their worth will be 10,000 Marriott Bonvoy Points or to pay off your card’s balance through the Cash+ Points program.
The card also offers some milestone benefits. If you spend ₹1.9 lakh in a year, you earn extra 15,000 Reward Points, and by spending ₹4 lakh, you can earn 25,000 Reward Points along with a special Taj Stay voucher worth ₹10,000. This voucher can be used at luxury Taj hotels.
The card also provides travel perks. You get access to 8 domestic airport lounges each year, allowing you to relax before your flights. Plus, it includes a Priority Pass membership, discounts on dining, and a fuel surcharge waiver.
SBI ELITE Credit Card
The SBI Elite Credit Card is a premium credit card that comes with an annual membership fee of ₹ 4,999 plus taxes. Despite the cost, the benefits make it a great option for frequent travelers and shoppers.
New cardholders receive a gift voucher worth ₹5,000. You can choose this voucher from popular brands like Yatra, Bata, Aditya Birla Fashion, Pantaloons, or Shoppers Stop. Users also receive milestone benefits with this card, such as annual fee being waived, and up to 15,000 Bonus Reward Points.
In terms of rewards, you earn 2 Reward Points for every ₹100 spent on regular purchases. If you shop at departmental stores, dine out, or buy groceries, you can earn 5 Reward Points for every ₹100 spent. These points can be redeemed for gift vouchers or to pay off your card balance. The card provides amazing travel benefits like access to domestic and international airport lounges, making your journey more comfortable. Other benefits included with this card are low foreign exchange fee, golf perks, concierge services, movie and dining benefits, making it worth every penny spent by cardholders.
HDFC INFINIA Credit Card
The HDFC Bank INFINIA Metal Credit Card is a top-tier card designed for high-net-worth individuals who enjoy luxury and exclusive benefits. As an invite-only card, it offers unique privileges that set it apart from others.
One of the standout features of this card is the welcome benefits you receive right after signing up. You get 12,500 Bonus Reward Points, which can be quite valuable. The card also comes with a complimentary one-year membership to Club Marriott. This membership gives you up to 20% off on dining bills for you and your guests at various restaurants and discounts on hotel stays across participating Marriott properties in India and the Asia-Pacific region.
The INFINIA card is perfect for those who travel frequently. It provides unlimited access to airport lounges worldwide, for both international and domestic airports. Other benefits include dining perks, golf privileges, low Forex markup fee, and much more.
MakeMyTrip ICICI Credit Card
The MakeMyTrip ICICI Bank Credit Card has been designed for those who love to travel and book trips through MakeMyTrip. With an annual fee of ₹999, it offers great value for frequent travelers.
When you sign up, you receive a ₹1,000 voucher from MakeMyTrip that you can use for future bookings. This voucher is valid for three months and has no minimum spending requirement, making it easy to use. You’ll also receive a complimentary MMTBLACK Gold Membership, which provides extra discounts and offers on your bookings for a full year.
As you spend with this credit card, you earn myCash, which can be redeemed for more travel bookings. There’s no limit on how much myCash you can earn, adding even more value for those who travel often. This card is quite rewarding for the joining fee it provides to its cardholders.
IDFC Ashva Credit Card
The IDFC First Bank Ashva Metal Credit Card is a stylish and modern card inspired by traditional Indian designs. It weighs 12 grams and has a joining fee of ₹2,999 plus taxes, which is quite reasonable for a metal card. This credit card is perfect for those who frequently travel and love to shop, offering a variety of attractive rewards and privileges.
Upon activation, new cardholders can earn a bonus of 2,500 Reward Points, which is valued at ₹625. If you make four transactions of ₹500 or more within the first 60 days, you get a cashback of ₹2,000. These welcome offers make it easy for users to start enjoying benefits right away.
The Ashva Credit Card allows cardholders to earn 10X Reward Points on spending over ₹20,000 each month, which can lead to significant rewards on regular purchases. It also offers complimentary access to airport lounges, both domestic and international, making it a great option for travelers. Users get the feeling of using a premium credit card, without having to spend thousands with this card.
Bottom Line
Today, many people like credit cards that offer special perks when they sign up. These cards can give you rewards like cashback, free lounge access, or movie discounts. These benefits make getting a new credit card worth the money.
It’s important to decide if these cards are worth the cost. The initial welcome offers can look appealing, but you should think about the annual fees and how useful the card will be for you. Looking at your spending habits can help you see if the rewards fit your lifestyle. If you use them wisely, these cards can provide great value and save you money over time. The key is to choose a card that meets your needs, so you can get the most benefits while keeping costs low.
1 comment
VISHAL GAUTAM PISE
No any credit card company asks the customer what facilities they want.The truth is that credit card companies should conduct customer surveys.
Customers should be provided with Panchakarma and spa facilities for their health.
Customers should be given maximum discounts when they buy multiple movie tickets.
The more a customer buys, the greater the discount should be given.There are many ideas but the company has not come up with anything.