People today prefer a debit card that is rewarding and can be used easily without any problem. The ICICI Bank Coral+ Debit Card offers rewards to make everyday spending more enjoyable. With this card, customers can access their funds easily and enjoy various perks.
With a joining fee of ₹2,988 plus applicable taxes, this card is a rewarding companion for its users. Every transaction, from everyday grocery shopping to purchases made online, earns you valuable Reward Points. Accumulating Reward Points allows you to redeem points for exciting gifts, exclusive vouchers, and discounts.
The ICICI Bank Coral+ Debit Card offers valuable benefits, including discounts on movie tickets and dining. Each use of the card provides rewards, making it more than just a payment method. You also have access to airport lounges and other lifestyle perks. This card meets your financial needs while turning your spending into enjoyable rewards and experiences.
Reward Rate
The ICICI Bank Coral+ Debit Card has a rewards program that benefits cardholders. When you use this card for shopping, you earn Reward Points based on your spending. For every ₹100 spent on everyday purchases like groceries and shopping, you earn 2 Reward Points. If you make international transactions, you will earn 4 Reward Points for every ₹100 spent, allowing you to collect even more points. You can redeem these points for gifts, vouchers, or discounts. They also provide additional benefits such as dining discounts and access to exclusive offers.
Central Voucher
The Central voucher is a ₹500 shopping discount that comes with the ICICI Bank Coral+ Debit Card. To use this voucher, you must spend at least ₹2,500 in one transaction at Central stores. The voucher cannot be used for specific items like cosmetics, watches, electronics, and mobile accessories. You must use the entire value of the voucher in a single purchase, as you cannot use it partially. The voucher can’t be exchanged for cash, so you won’t get money back if you don’t spend the full amount. Make sure to redeem the voucher before it expires because it cannot be extended.
Entertainment Perks
The ICICI Bank Coral+ Debit Card offers quite a rewarding entertainment perk for movie lovers. With Book My Show, cardholders can enjoy a 25% discount on movie tickets. This deal is available on a first-come, first-served basis and allows for savings of up to ₹100 per month. To benefit from the discount, you must purchase at least two tickets in each transaction.
On the other hand, the card provides a 25% discount on tickets bought at INOX Movies. Like the Book My Show offer, this discount is also available on a first-come, first-served basis, but it is capped at ₹50 per transaction. Cardholders can take advantage of this offer for a maximum of two discounted transactions each month, with a minimum purchase of two tickets per transaction. This deal is valid only for tickets bought online through their website or app or at select INOX movie box offices. One should remember that special screens like IMAX, 180 Degrees, and Cine Diner are excluded from this offer.
Airport Lounge Access
The ICICI Bank Coral+ Debit Card offers cardholders some great perks when traveling. One of the main benefits is access to airport lounges. Cardholders can enjoy two complimentary visits to domestic lounges every quarter. If you have just upgraded to this card, you can use this benefit for free during the first six months. But starting from the third quarter, you need to spend at least ₹10,000 in the second quarter to continue enjoying the lounge access. You can only use the lounge benefit two times each quarter.
For example, if you spend ₹10,000 in one quarter, you’ll receive two free lounge entries for the following quarter. So, if you meet the spending goal between July and September 2024, you can use your complimentary lounge access from October to December 2024. These lounges often provide amenities like snacks, drinks, Wi-Fi, and quieter environments, making your travel experience more enjoyable.
High Limits
The withdrawal limits for cash and purchases for the ICICI Bank Coral+ Debit Card will help you manage your money. For domestic transactions, you can withdraw up to ₹1.5 lakh from ATMs each day and make purchases worth ₹5 lakh at retail outlets or online. For international transactions, the daily limits remain the same for ATM withdrawals at ₹1.5 lakh, but your purchase limit is reduced to ₹2 lakh. These limits make it easier for you to access your funds and help protect your card from being misused.
Fees
| Categories | Fees |
| Monthly Fee | ₹249 + GST |
| Annual Fee | ₹2,988 + GST |
| Cancellation Fee | ₹249 + GST |
| Reissuance Fee | ₹200 +GST |
Bottom Line
The ICICI Bank Coral+ Debit Card is a great reward card for people who need it. It has a low joining fee and lets cardholders earn rewards on everyday spending. Users can access airport lounges and enjoy discounts on entertainment and dining. The card also offers high limits for cash withdrawals and purchases, making it easy to manage finances at home or abroad. This card improves your shopping experience and turns spending into rewards, making it a smart choice for anyone wanting to get more out of their money.