Axis Bank has rolled out a special insurance-payment offer for select credit card customers, valid from 5 December 2025 (00:00 hrs) to 4 January 2026 (23:59 hrs).
Under this limited-period promotion, eligible customers will receive a flat 1% cashback on insurance premiums paid using their selected Axis Bank credit card. The offer applies to single transactions of ₹10,000 or above, with the maximum cashback capped at ₹750.
The bank clarified that the offer is exclusively available to customers who were sourced on or before 30 November 2025 and have received official communication regarding the promotion. Cashback will be credited only once per customer during the offer period.
Insurance payments made through any channel are eligible, provided the transaction falls under the designated Merchant Category Codes (MCCs): 5960, 6300, 6381, and 6399.
Customers can make their insurance payments conveniently via the Axis Bank Mobile Banking app through the dedicated insurance payment option.
Axis Bank’s Standard Terms and Conditions
- Offer is only for selected Axis Bank credit cardholders.
- Cashback will be credited within90 days after the offer ends.
- Offer is non-transferable, non-encashable, and cannot be combined with other offers.
- Only valid and authorized transactions will be counted; invalid or fraudulent ones won’t qualify.
- Axis Bank and the merchant can change or withdraw the offer anytime without notice.
- The bank is not responsible for technical issues or delays while availing the offer.
- Axis Bank does not guarantee product or service quality; disputes must be taken up with the merchant.
- Fraudulent activity may lead to disqualification from the offer.
- All taxes or charges on benefits must be paid by the cardholder.
- By participating, customers are considered to have accepted all terms and conditions.
Bottom Line
Axis Bank’s latest offer provides a timely incentive for credit card customers looking to manage their year-end insurance payments more efficiently. With straightforward eligibility criteria and a flat 1% cashback, the promotion adds value for users who have received the official communication. As the offer is valid only until 4 January 2026, eligible customers are encouraged to make their insurance payments early to benefit from the cashback reward.