Traveling has become one of the most beloved hobbies for many people around the world. Whether it’s discovering new cultures, relaxing on beautiful beaches, or experiencing exciting adventures, the joy of exploring distant places is unmatched. However, one should never forget that traveling can also be expensive, and managing finances can be a challenge. This is where credit cards come in. They not only provide comfort but also offer rewards and benefits to travelers, making trips more enjoyable and within budget.
Travel credit cards are specifically designed to maximize your travel experience. They often come with perks such as airline miles, hotel points, and complimentary services like airport lounge access. These features can upgrade your journey by providing savings and comfort. When choosing a travel credit card, it’s important to calculate your travel habits and needs. In this article, we will compare the Axis Bank Horizon Credit Card and the RBL World Safari Credit Card to help you decide which card best suits your travel lifestyle.
Axis Bank Horizon Credit Card
The Axis Bank Horizon Credit Card is designed for travel enthusiasts, offering great rewards and benefits for frequent visitors. The card has a joining fee and an annual fee of ₹3,000, but does not offer a waiver based on spending. New cardholders can enjoy a welcome benefit of 5,000 EDGE Miles when they spend ₹1,000 within the first 30 days. These miles can be converted into airline or hotel points, making them valuable for travelers.
With the Horizon Credit Card, users earn 5 EDGE Miles for every ₹100 spent on travel bookings and airlines, while other eligible purchases earn 2 EDGE Miles. The card offers complimentary access to domestic airport lounges, with six visits per quarter for the Mastercard variant and eight for the Visa variant. Cardholders also enjoy eight international airport lounge visits each year.
While the card offers excellent travel-related perks, it lacks some premium features found in more expensive cards, such as golf benefits and insurance coverage. The Axis Bank Horizon Credit Card is ideal for individuals who want to earn rewards quickly and enjoy their travels.
RBL World Safari Credit Card
The RBL Bank World Safari Credit Card is a great option for travel lovers. It has an annual fee of ₹3,000 plus taxes, and it offers benefits that make traveling easier and more affordable. As a welcome gift, you get a ₹3,000 voucher from MakeMyTrip. With the World Safari Credit Card, you earn travel points on your spending. You earn five travel points for every ₹100 spent on travel, and 2 travel points for every ₹100 spent on other purchases.
One of its standout features is complimentary access to both domestic and international airport lounges, making your travel more comfortable. A key feature of this card is that it incurs no additional foreign exchange fees when used for purchases abroad. The card also provides complimentary access to airport lounges in India and abroad. You will receive insurance coverage and complimentary golf lessons every year, making this card highly valuable. It’s an excellent choice if you love exploring new places while enjoying valuable rewards.
Comparing Axis Horizon and RBL World Safari Credit Card
| Features | Axis Bank Horizon Credit Card | RBL World Safari Credit Card |
| Annual Fee | ₹3,000 + GST | ₹3,000 + GST |
| Welcome Benefits | 5000 EDGE Miles on Spends of ₹1,000 Within the First 30 Days of Card Issuance | MakeMyTrip Voucher Worth ₹3,000 |
| Reward Rate |
|
|
| Reward Redemption | Redeem at Travel Edge or Transfer to Partner Points | Travel Points Can Be Redeemed for Various Products, Vouchers, and More (1 Travel Point = ₹0.25) |
| Dining Perks | Discount of 25% up to ₹800 on EazyDiner | N/A |
| Domestic Airport Lounge Access | 6 Per Calendar Quarter With Mastercard World Variant and 8 Per Calendar Quarter With Visa Signature Variant | 8 Free Visits Each Year (2 Every Quarter) |
| International Airport Lounge Access | 8 Free Visits Each Year (2 Every Quarter) | 2 Free Visits Each Year |
Bottom Line
Both the Axis Bank Horizon Credit Card and the RBL World Safari Credit Card offer impressive features for travelers, catering to different needs. The Axis Bank Horizon is ideal for those who want to earn rewards quickly through travel bookings, with excellent lounge access and a solid welcome bonus. Meanwhile, the RBL World Safari stands out for its zero forex fees on international purchases, comprehensive insurance benefits, and golf lessons, making it a better choice for frequent travelers abroad. If you prioritize travel perks and global spending without extra costs, the RBL World Safari Credit Card might suit you better. However, if you frequently book domestic travel and want to earn rewards faster, the Axis Bank Horizon could be your best option.