Air Vistara, which is India’s only full-service private sector airline, has its own loyalty program called Club Vistara. Air Vistara has partnered with many credit card issuers in the country so that the reward points earned on their credit cards can be converted into Club Vistara (CV) Points. Vistara partner card issuers in India include HDFC Bank, Axis Bank, American Express, Yes Bank and IndusInd Bank. Vistara also offers co-branded credit cards in collaboration with Axis Bank and SBI Cards. These cards not only earn you additional CV Points but also provide other Air Vistara benefits like a complimentary upgrade to the silver/gold tier of Club Vistara Membership, complimentary air tickets, etc. In this article, we have curated some of the credit cards available in India that offer some of the highest reward rates not only in terms of earning the Reward Points but also the rate of conversion of reward points into Club Vistara Points.
1 Complimentary Business Class ticket voucher
6 CV (Club Vistara) Points for every Rs. 200 spent
Rs. 10,000 (plus applicable taxes)
Axis Bank Vistara Infinite Credit Card is the most premium Vistara co-branded credit card in India. It is a premium travel credit card and comes with a membership fee of Rs. 10,000 (plus applicable taxes) per annum. You get a plethora of premium benefits and privileges with the Vistara Infinite Credit Card including a 24×7 concierge service (for assistance regarding travel, dining and shopping, (limited) complimentary domestic airport lounge access, multiple travel insurance benefits including a personal air accident cover worth Rs. 2.5 crore, etc.
As far as Air Vistara benefits are concerned, you get the following Air Vistara benefits with the Axis Bank Vistara Infinite Credit Card-
| Amount spent | Reward |
| Rs. 1,00,000 (if spent in the first 90 days from the issuance of card) | 10,000 bonus CV Points |
| Rs. 2,50,000 (annually) | 1 Business Class ticket |
| Rs. 5,00,000 (annually) | 1 additional Business Class ticket |
| Rs. 7,50,000 (annually) | 1 additional Business Class ticket |
| Rs. 12,00,000 (annually) | 1 additional Business Class ticket |
| Reward Rate | 3% (in terms of CV Points earned) |
1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership
4 CV (Club Vistara) Points per Rs. 200 spent
Rs. 3,000 (plus applicable taxes)
Vistara Signature Credit Card is a mid-range travel credit card by Axis Bank in collaboration with Air Vistara. The card offers many premium benefits like complimentary rounds of golf, complimentary domestic airport lounge access, air accident protection worth up to Rs. 2.5 crore, etc. Being a Vistara co-branded card, you also get a few Air Vistara exclusive benefits-
| Amount Spent in a year | Reward |
| Rs. 75,000 | 3000 Bonus CV Points |
| Rs. 1,50,000 | 1 Premium Economy Ticket |
| Rs. 3,00,000 | 1 additional Premium Economy Ticket |
| Rs. 4,50,000 | 1 additional Premium Economy Ticket |
| Rs. 9,00,000 | 1 additional Premium Economy Ticket |
| Reward Rate | 2% (in terms of CV Points earned) |
1 complimentary economy class ticket voucher
2 CV (Club Vistara) Points per Rs. 200 spent
Rs. 1,500 (plus applicable taxes)
Axis Bank Vistara Credit Card is an entry-level travel credit card by Axis Bank offered in collaboration with Air Vistara. Some of the benefits that you get with Axis Bank Vistara Credit Card include complimentary domestic airport lounge access, travel-related insurance benefits, discounts on dining bills at partner restaurants, etc.
Since it is a Vistara co-branded credit card, it offers many Air Vistara specific benefits listed as under-
| Amount Spent in a year | Reward |
| Rs. 50,000 | 1000 Bonus CV Points |
| Rs. 1,25,000 | 1 Economy Ticket |
| Rs. 2,50,000 | 1 additional Economy Ticket |
| Rs. 6,00,000 | 1 additional Economy Ticket |
| Reward Rate | 1% (in terms of CV Points earned) |
1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.
4 CV (Club Vistara) points/Rs, 200 on all spends, including fuel purchases.
Rs. 2,999 (plus applicable taxes)
Club Vistara SBI Card Prime is a mid-range travel credit card by SBI Cards launched in collaboration with Air Vistara and comes with a membership fee of Rs. 2,999. Being a travel card, it comes with a plethora of travel benefits including complimentary domestic and international airport lounge access, travel-related insurance covers, complimentary hotel vouchers, etc. As it is a Vistara co-branded credit card, it offers the following Air Vistara exclusive benefits-
| Spends Milestones | Reward |
| Rs. 75,000 in 90 days | 3,000 Bonus CV Points |
| Rs. 1.5 lakh per annum | 1 Premium Economy Ticket |
| Rs. 3 lakh per annum | 1 additional Premium Economy Ticket |
| Rs. 4.5 lakh per annum | 1 additional Premium Economy Ticket |
| Rs. 8 lakh per annum | 1 additional Premium Economy Ticket |
| Reward Rate | 2% (in terms of CV Points earned) |
1 complimentary economy class air ticket e-voucher and Club Vistara Base membership
3 CV (Club Vistara) Points for Rs 200 spent
Rs 1,499 (plus applicable taxes)
Club Vistara SBI Card is another Vistara co-branded credit card by SBI Cards launched in collaboration with Air Vistara. It is an entry-level travel card and comes with a membership fee of Rs. 1,499. You get complimentary domestic airport lounge access, Priority Pass Membership, travel insurance covers including a personal air accident cover worth Rs. 50 lacs and flight cancellation cover worth Rs. 3,500 (limited to 4 cancellations per year) and many other travel benefits with Club Vistara SBI Credit Card.
Being a Vistara co-branded card, you get the following Air Vistara specific benefits with the card-
| Spends Milestones | Reward |
| Rs. 50,000 in 90 days | 1,000 Bonus CV Points |
| Rs. 1.5 lakh per annum | 1 Economy Ticket |
| Rs. 2.5 lakh per annum | 1 additional Economy Ticket |
| Rs. 4.5 lakh per annum | 1 additional Economy Ticket |
| Reward Rate | 1.5% (in terms of CV Points earned) |
30,000 edge Reward Points
15 Edge Reward Points per Rs. 200 spent.
Rs. 50,000 (Nil for individuals holding a Burgundy Private account)
Axis Bank Burgundy Private Credit Card is the most premium offering by the bank. It comes with a membership fee of Rs. 50,000 per annum (waived off for Burgundy Private account holders) and offers a plethora of premium privileges including unlimited complimentary domestic and international airport lounge access, dining benefits like complimentary EazyDiner Membership, gift vouchers from leading premium hotel chains like Taj, 24×7 concierge service, etc. Apart from these add-on benefits, in terms of reward points, the card earns you 15 eDGE Reward Points per Rs. 200 spent (reward points earning rate of 7.5%). The eDGE Rewards Points earned on the Burgundy Private Credit Card can be converted into Club Vistara Points (5 eDGE Reward Points = 1 CV Point, conversion ratio of 5:1). Thus, the effective reward rate of Burgundy Private credit card comes out to be 1.5%.
| Reward Points Earning Rate | 15 eDGE Reward Points per Rs. 200 |
| Miles Conversion | 5 eDGE Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Club Vistara Points) | 1.5% (on redemption against Club Vistara Points) |
Choose any one- Tata Cliq voucher or a complimentary domestic flight ticket worth Rs. 10,000.
12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 2X Points on MakeMyTrip, Yatra, Goibibo, etc.
Rs. 10,000 + GST
It is another super-premium offering by the bank targeted at high-net-worth individuals who want to enjoy the privilege of a luxurious lifestyle. From dining and travel to medical and insurance benefits, the card comes packed with all kinds of privileges that one expects from a premium credit card. At 2.5% pm, the interest rate for this card is also quite low, and keeping in mind the international transaction needs of their premium customers, the bank has also kept the Forex Mark up fee fairly low ( just 2%).
In terms of reward points benefit, you earn 12 eDGE Reward Points for every Rs. 200 spent with the Magnus Credit Card (Reward Points earning rate of 6%). The eDGE Reward Points earned can be redeemed for Club Vistara Points (5 eDGE Reward Points = 1 CV Point). Therefore, the effective reward rate of Axis Bank Magnus Credit Card (in terms of CV Points) is 1.2%.
| Reward Points Earning Rate | 12 eDGE Reward Points per Rs. 200 |
| Miles Conversion | 5 eDGE Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Club Vistara Points) | 1.2% (on redemption against Club Vistara Points) |
10,000 bonus Reward Points and Complimentary Club Marriott membership for first year.
5 Reward Points for every Rs. 150 spent, reward rate of up to 3.3%
Rs. 10,000 (plus applicable taxes)
Infinia credit card by HDFC Bank is the most premium offering by the bank. The card is invite-only and offers some of the best in class benefits and privileges including a 24×7 dedicated concierge service, unlimited airport lounge access, travel insurance benefits, etc. and comes with a high membership fee of Rs. 10,000 per annum.
Infinia Credit Card earns you 5 Reward Points for every Rs. 150 spent which can be converted into AirMiles via net banking on one of partner airlines’ loyalty programs. Since Air Vistara is one of HDFC’s partners, you can convert the Reward Points earned on your HDFC Infinia Credit Card into Club Vistara Points. 1 Reward Point = 1 Club Vistara Point (1:1 conversion ratio), making the effective reward rate of HDFC Infinia Credit Card 3.3% (if Reward Points are redeemed against Club Vistara Points).
| Reward Points Earning Rate | 5 RPs per Rs. 150 spent |
| Miles Conversion | 1 RP = 1 CV Points (1:1 conversion ratio) |
| Effective Reward Rate (for redemption against Club Vistara Points) | 3.33% (on redemption against Club Vistara Points) |
Complimentary Club Marriott, Amazon Prime, Zomato Gold, Forbes, Times Prime, and MMTDOUBLEBLACK memberships for a year.
5 Reward Points for every Rs. 150 spent (reward rate of up to 3.3%), accelerated Reward Points on SmartBuy
Rs. 10,000 (plus applicable taxes)
The Diners Club Black Credit Card by HDFC Bank is the second most premium offering by the bank after the Infinia Card. Unlike Infinia, although Diners Club Black Card is not invite-only, it does, however, come with quite strict eligibility criteria (minimum gross monthly income of Rs. 1.75 lakh) and a membership fee of Rs. 10,000 per annum.
The reward rate of both Infinia and Diners Club Black Credit Cards is the same (5 Reward Points per Rs. 100 spent). The Reward Points earned can be converted into Club Vistara Points via net banking. 1 RP = 1 Club Vistara Point (conversion ratio 1:1). Thus the effective reward rate of Diners Club Black Credit Card also becomes 3.33% (same as Infinia).
| Reward Points Earning Rate | 5 RPs per Rs. 150 spent |
| Miles Conversion | 1 RP = 1 CV Points (1:1 conversion ratio) |
| Effective Reward Rate (for redemption against CV Points) | 3.33% (on redemption against CV Points) |
1,000 Reward Points on paying the annual membership fee.
4 Reward Points on spending Rs. 150
Rs. 1,000 (plus applicable taxes)
HDFC Diners Club MIles Credit Card is an entry-level travel credit card by HDFC Bank. The card comes with a membership fee of Rs. 1,000 and offers plenty of attractive travel benefits including complimentary (limited) domestic and international airport lounge access, 24×7 concierge service, travel insurance benefits, etc.
HDFC Diners Club Miles Credit Card earns you 4 Reward Points per Rs. 150 spent with the card (Reward Points earning rate of 2.67%). For redemption against Club Vistara Points, 1 Reward Point = 1 Club Vistara Point (conversion ratio of 1:1). Thus, the effective reward rate of HDFC Diners Club Miles Credit Card, on redemption of Reward Points against Club Vistara Points comes out to be 2.67%.
| Reward Points Earning Rate | 4 RPs per Rs. 150 spent |
| Miles Conversion | 1 RP = 1 CV Point (1:1 conversion ratio) |
| Effective Reward Rate (for redemption against Miles) | 2.67% (on redemption of Reward Points against CV Points) |
2,500 Reward points
4 reward points on every spend of Rs. 150.
Rs. 2,500 (plus applicable taxes)
Regalia Credit Card by HDFC Bank is a lifestyle credit card and offers a decent reward rate on almost all categories of spends. The card comes with an annual membership fee of Rs, 2,500 and you must have a minimum gross monthly income of Rs. 70,000 to be eligible for the Regalia Credit Card.
Regalia Credit Card earns you 4 Reward Points per Rs. 150 spent with the card. For conversion against Club Vistara Points, 2 Reward Points = 1 Club Vistara Point (conversion ratio 2:1) making the effective reward rate 1.33% (for redemption against Club Vistara Point).
| Reward Points Earning Rate | 4 RPs per Rs. 150 spent |
| Miles Conversion | 2 RP = 1 CV Point (2:1 conversion ratio) |
| Effective Reward Rate (for redemption against Miles) | 1.33% (on redemption against CV Point) |
2,500 bonus Reward Points
4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card
Rs. 2,500 (plus applicable taxes)
Diners Club Premium Credit Card by HDFC Bank is a mid-level offering by the bank. The card comes with a membership fee of Rs. 2,500 (plus GST). The benefits that you get with the Diners Club Premium Credit Card include complimentary lounge access at airports worldwide, a lower mark-up fee of just 2% on foreign currency transactions and multiple travel-related insurance benefits including a personal air accident cover worth Rs. 1 crore.
HDFC Diners Club Premium Credit Card earns you 4 Reward Points per Rs. 150 spent (Reward Points earning rate of 2.67%). For redemption of HDFC Reward Points against Club Vistara Points, 2 Reward Points = 1 Club Vistara Point. Thus, the reward rate of HDFC Diners Club Premium Credit Card, for redemption against Club Vistara Points is 1.33%.
| Reward Points Earning Rate | 4 RPs per Rs. 150 spent |
| Miles Conversion | 2 RP = 1 CV Point (2:1 conversion ratio) |
| Effective Reward Rate (for redemption against Miles) | 1.33% (on redemption of Reward Points against CV Points) |
1,00,000 Membership Rewards Points or Taj, SeleQtions, and Vivanta Hotels’ vouchers worth Rs. 45,000.
1 Membership Rewards Point on every Rs. 40, 3X Points on all international spends, and 5X Rewards Points on transactions via Reward Multiplier portal.
Rs. 60,000 (plus applicable taxes)
The Platinum Credit Card is a super-premium offering by American Express. It comes with a membership fee of Rs. 60,000 per annum, which is one of the highest in the country. As it is a super premium credit card, it comes with a plethora of best in class privileges including unlimited complimentary domestic and international airport lounge access, travel-related insurance benefits, discounts at premium hotel chains like Taj, SeleQtions, Vivanta, etc., 24×7 global concierge service and many other premium benefits.
American Express Platinum Credit Card earns you 1 Membership Rewards Point per Rs. 40 spent with the card, 3X Membership Rewards Points on all spends abroad and 5X Membership Rewards Points on the American Express Reward Multiplier Portal. The Membership Rewards Points on your AmEx Platinum Credit Card can be redeemed against AirMiles of partner airlines’ frequent flyer programs including Club Vistara. 3 Membership Rewards Points = 1 Club Vistara Point (conversion ratio of 3:1). Thus the reward rate of American Express Platinum Credit Card, on redemption against Club Vistara Points comes out to be 0.83%.
| Reward Points Earning Rate | 1 Membership Rewards Point per Rs. 40 |
| Miles Conversion | 3 Membership Rewards Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.83% (considering the reward rate on redemption against Club Vistara Points) |
10,000 Membership Rewards Points
2 Membership Rewards Points for every Rs. 100 spent.
Rs. 3,500 (plus applicable taxes)
American Express Platinum Travel Credit Card is a premium travel card by American Express. The card comes with a membership fee of Rs. 3,500 per annum, and being a travel credit card, offers many travel benefits to the customers including complimentary (limited) domestic and international airport lounge access, gift vouchers from premium hotel chains like Taj, SleQtions and Vivanta on achieving the stipulated spends based milestones, etc.
American Express Platinum Travel Credit Card earns you 1 Membership Rewards Point per Rs. 50 spent with the card and accelerated 3X Membership Rewards Points on the Reward Multiplier portal. Like other AmEx cards, the Membership Rewards Points earned on the Platinum Travel Credit Card can be transferred to the Club Vistara loyalty program as Air Vistara is one of American Express partner airlines. 3 Membership Rewards Points = 1 Club Vistara Point (conversion ratio of 2:1). The reward rate of American Express Platinum Credit Card on redemption against Club Vistara Points is 0.67%.
| Reward Points Earning Rate | 1 Membership Rewards Points per Rs. 50 |
| Miles Conversion | 3 Membership Rewards Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.67% (on redemption of Membership Rewards Points against CV Points) |
4,000 Bonus Membership Rewards Points
1 Membership Rewards Point for every Rs. 50 spent with the card, 5X Membership Rewards Points on Rewards Multiplier Portal
Rs. 1,000 (plus applicable taxes)
American Express Gold Credit Card is a mid-level lifestyle credit card by American Express. The card comes with a joining fee of Rs. 1,000, and a membership fee of Rs. 4,500 is payable second year onwards. You get plenty of benefits and privileges with the card like discounted rates on flight and hotel bookings, bonus Membership Rewards Points as Milestone Benefits, discounts on dining bills at select premium restaurants, etc with the card.
American Express Gold Credit Card earns you 1 Membership Rewards Point per Rs. 50 spent and 5X Membership Rewards Points on Reward Multiplier. The Membership Rewards Points earned on AmEx Gold Credit Card can be converted into Club Vistara Points. The conversion ratio of Membership Rewards Points to Club Vistara Points is 3:1, i.e. 3 Membership Rewards Points = 1 Club Vistara Point. Therefore, the effective reward rate of American Express Gold Credit Card is 0.67% on redemption of the Membership Rewards Points against Club Vistara Points.
| Reward Points Earning Rate | 1 Membership Rewards Points per Rs. 50 spent |
| Miles Conversion | 3 Membership Rewards Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.67% (on conversion of Membership Rewards Points into CV Points) |
25,000 Reward Points on the first transaction
3 Reward Points per Rs. 100 on international spends, 2 Reward Points per Rs. 100 on domestic spends.
Rs. 50,000 + GST
Yes Bank Private credit card is a super premium invite-only offering by the bank targeted at the ultra-rich HNIs (High Net-Worth Individuals). The card comes with a membership fee of Rs. 10,000 per annum (Rs. 50,000 for the first year) and offers a plethora of premium privileges including a 24×7 concierge service, complimentary rounds/lessons of golf, air travel insurance including a personal accident cover worth Rs. 5 crore and many other premium benefits.
Yes Private Credit Card earns you 3 Reward Points per Rs. 100 on international spends and 2 Reward Points per Rs. 100 on domestic spends. You can transfer the Reward Points earned on your Yes Private Credit Card to your Club Vistara account on the Yes Rewardz portal. 2 Reward Points (earned on Yes Private Credit Card) = 1 Club Vistara Point (conversion ratio of 2:1) making the effective reward rate of the Yes Private Credit Card 1.5% (considering the Reward Points earning rate on international spends).
| Reward Points Earning Rate | 3 Reward Points per Rs. 100 on international spends and 2 Reward Points per Rs. 100 on domestic spends. |
| Miles Conversion | 2 Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 1.5% (on conversion of Reward Points into CV Points) |
40,000 Reward Points on first transaction done within 90 days of card set up date.
6 Reward Points for every Rs. 200 spent on Select category, 12 Reward Points for every Rs. 200 spent on all purchases except from the Select category and 1000 Reward Points on each Yes PayNow registration.
Rs. 9,999 (plus applicable taxes)
The First Exclusive credit card is another high-end offering by Yes bank. It is in direct competition with HDFC’s Infinia and ICICI’s Emeralde credit cards. At 1.99% per month, the First Exclusive card has one of the lowest interest rates in the Indian market. The card also charges a low mark-up fee of 1.75% on foreign currency transactions.
As far as the card’s reward rate is concerned, you earn 12 Reward Points per Rs. 200 on all spends except spends on the Select categories, and 6 Reward Points per Rs. 200 on all spends on the Select categories (Select category transactions include transportation fares (bus tickets/ taxicab fare, etc), utility bill payments, grocery purchases, insurance premium payments, school/college fees payments, tax and toll payments and a few other miscellaneous transactions). Just like Yes Private Card, the Reward Points earned on Yes First Exclusive Credit Card can also be transferred to your Club Vistara account. 10 Reward Points (earned on Yes First Exclusive Credit Card) = 1 Club Vistara Point. Considering the Reward Points earring rate on the Select categories, the effective reward rate of the Yes First Exclusive Credit Card comes out to be 0.6%.
| Reward Points Earning Rate | 12 RP/Rs. 200 spent on all categories except Select Catagories, 6RP/Rs. 200 on Select Catagories |
| Miles Conversion | 10 Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.6% (on conversion of Reward Points into CV Points) |
Choose any of these options: A complimentary night stay at Oberoi hotels, a Luxe gift card, or gift vouchers from brands like BATA, Vero Moda, ALDO, Titan, etc.
Earn 2.5 reward points on every Rs 100 spent online, 1.5 reward points on every Rs 100 on online travel and flight bookings, 1 RP on every Rs 100 spent on every other purchase.
Rs 12,999/- plus applicable taxes
Pinnacle Credit Card is a super-premium offering by the Indusind Bank. The card comes with a joining fee of Rs. 12,999, while the annual fee is waived off second year onwards. Being a premium credit card, it offers a number of add-on benefits including complimentary hotel vouchers, complimentary shopping vouchers, travel-related insurance covers, movie ticket offers, etc.
IndusInd Bank Pinnacle Credit Card earns you 2.5 Reward Points for every Rs. 100 spent online, 1.5 Reward Points for every Rs. 100 on travel spends and 0.7 Reward Points for every Rs. 100 spent on all other transactions. The Reward Points earned on IndusInd Bank Pinnacle Credit Card can be converted into Club Vistara Points. 100 Reward Points = 50 Club Vistara Points (2:1 conversion ratio). Now if we consider the Reward Points earning rate on online spends, the effective reward rate of IndusInd Pinnacle Credit Card can be calculated to be 1.25%.
| Reward Points Earning Rate | 2.5 Reward Points per Rs. 100 on online spends, 1.5 Reward Points per Rs. 100 on travel spends and 0.7 Reward Points per Rs. 100 on all other spends. |
| Miles Conversion | 2 Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 1.25% (on conversion of Reward Points into CV Points, considering the Reward Points earning rate on online spends) |
1.5 Reward Points for every Rs. 100 spent using the card
Rs. 2,00,000 (no annual fee applicable) or Rs. 1,00,000 (Rs. 10,000 annual fee applicable in this case)
IndusInd Bank Indulge Credit Card is a top-end offering by the bank. You can opt between two membership plans for the card- first with a joining fee of Rs. 2,00,000 and no annual fee second year onwards, and second with a joining fee of Rs. 1,00,000 and Rs. 10,000 annual fee second year onwards. The card offers a plethora of add-on privileges like a 24×7 concierge service, complimentary domestic and international airport lounge access, movie ticket offers, dining offers, insurance benefits, and many other premium benefits.
As far as Reward Points benefits is concerned, you earn 1.5 Reward Points per Rs. 100 spent with the card. The Reward Points earned on IndusInd Bank credit cards can be converted into Club Vistara Points. 100 Reward Points = 50 Club Vistara Points. (conversion rate of 2:1). Therefore, the reward rate of the Indulge Credit Card, on conversion of Reward Points into Club Vistara Points, is 0.75%.
| Reward Points Earning Rate | 1.5 Reward Points per Rs. 100 spent with the card |
| Miles Conversion | 2 Reward Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.75% (on conversion of Reward Points into CV Points) |
For a quick reference, here is a comparison of the various credit cards that allow conversion of Reward Points into Club Vistara Points-
| Credit Cards | Reward Points Earning Rate | Miles conversion | Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) |
| Axis Bank Vistara Infinite Credit Card | 3% (in terms of CV Points earned) | N/A | 3% (in terms of CV Points earned) |
| Axis Bank Vistara Signature Credit Card | 2% (in terms of CV Points earned) | N/A | 2% (in terms of CV Points earned) |
| Axis Bank Vistara Credit Card | 1% (in terms of CV Points earned) | N/A | 1% (in terms of CV Points earned) |
| Club Vistara SBI Card Prime | 2% (in terms of CV Points earned) | N/A | 2% (in terms of CV Points earned) |
| Club Vistara SBI Card | 1.5% (in terms of CV Points earned) | N/A | 1.5% (in terms of CV Points earned) |
| Axis Bank Burgundy Private Credit Card | 15 eDGE Reward Points per Rs. 200 | 5 eDGE Reward Points = 1 CV Point | 1.5% (on redemption against Club Vistara Points) |
| Axis Bank Magnus Credit Card | 12 eDGE Reward Points per Rs. 200 | 5 eDGE Reward Points = 1 CV Point | 1.2% (on redemption against Club Vistara Points) |
| HDFC Bank Infinia Credit Card | 5 RPs per Rs. 150 spent | 1 RP = 1 CV Points (1:1 conversion ratio) | 3.33% (on redemption against Club Vistara Points) |
| HDFC Bank Diners Club Black Credit Card | 5 RPs per Rs. 150 spent | 1 RP = 1 CV Points (1:1 conversion ratio) | 3.33% (on redemption against CV Points) |
| HDFC Bank Diners Club Miles Credit Card | 4 RPs per Rs. 150 spent | 1 RP = 1 CV Point (1:1 conversion ratio) | 2.67% (on redemption of Reward Points against CV Points) |
| HDFC Bank Regalia Credit Card | 4 RPs per Rs. 150 spent | 2 RP = 1 CV Point (2:1 conversion ratio) | 1.33% (on redemption against CV Point) |
| HDFC Bank Diners Club Premium Credit Card | 4 RPs per Rs. 150 spent | 2 RP = 1 CV Point (2:1 conversion ratio) | 1.33% (on redemption of Reward Points against CV Points) |
| American Express Platinum Credit Card | 1 Membership Rewards Point per Rs. 40 | 3 Membership Rewards Points = 1 CV Point | 0.83% (considering the reward rate on redemption against KrisFlyer Miles) |
| American Express Platinum Travel Credit card | 1 Membership Rewards Points per Rs. 50 | 3 Membership Rewards Points = 1 CV Point | 0.67% (on redemption of Membership Rewards Points against CV Points) |
| American Express Gold Credit Card | 1 Membership Rewards Points per Rs. 50 spent | 3 Membership Rewards Points = 1 CV Point | 0.67% (on conversion of Membership Rewards Points into CV Points) |
| Yes Private Credit Card | 3 Reward Points per Rs. 100 on international spends and 2 Reward Points per Rs. 100 on domestic spends. | 2 Reward Points = 1 CV Point | 1.5% (on conversion of Reward Points into CV Points) |
| Yes First Exclusive Credit Card | 12 RP/Rs. 200 spent on all categories except Select Catagories, 6RP/Rs. 200 on Select Catagories | 10 Reward Points = 1 CV Point | 0.6% (on conversion of Reward Points into CV Points) |
| IndusInd Bank Pinnacle Credit Card | 2.5 Reward Points per Rs. 100 on online spends, 1.5 Reward Points per Rs. 100 on travel spends and 0.7 Reward Points per Rs. 100 on all other spends. | 2 Reward Points = 1 CV Point | 1.25% (on conversion of Reward Points into CV Points) |
| IndusInd Bank Indulge Credit Card | 1.5 Reward Points per Rs. 100 spent with the card | 2 Reward Points = 1 CV Point | 0.75% (on conversion of Reward Points into CV Points) |
All these credit cards are some of the best cards for frequent domestic flyers. These cards shall also fit your needs if you’re a frequent traveler to Singapore or Dubai as Air Vistara is one of the only two full-service careers currently operational in the country (the other one being Air India) and the only airline in the country with a premium economy class, allowing you to enjoy premium service at pocket-friendly rates. Most of these credit cards also offer many other travel benefits like complimentary lounge access, hotel vouchers, etc.
Axis Bank and SBI Cards are the only card issuers that offer Air Vistara co-branded credit cards in India.
HDFC Bank, American Express, Yes Bank and IndusInd Bank have Air Vistara as one of the partner airlines and the reward points earned on their credit cards can be redeemed for Club Vistara Points. Apart from these card issuers, SBI Cards and Axis Bank offer co-branded cards in partnership with Air Vistara.
Axis Bank offers 3 co-branded credit cards in partnership with Air Vistara- Axis Bank Vistara Infinite Credit Card, Axis Bank Vistara Signature Credit Card and Axis Bank Vistara Credit Card.
SBI Cards offer 2 co-branded credit cards in partnership with Air Vistara- Club Vistara SBI Card Prime and Club Vistara SBI Card.
The conversion rate of HDFC Reward Points into Club Vistara Points is different for different HDFC Bank credit cards. For Infinia, Diners Club Black and Diners Club Miles credit cards, 1 Reward Point = 1 Club Vistara Point (1:1 conversion ratio), while for Regalia and Diners Club Premium credit cards, 2 Reward Points = 1 Club Vistara Mile (conversion rate of 2:1).
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