By Ankur Mittal
Updated On September 20, 2021

Axis Bank Limited is a banking & financial services company in India that sells financial services to SMEs, large & mid-size companies, and retail businesses. Founded on December 3, 1993, as UTI Bank, its first registered office was opened in Ahmedabad and the first corporate office in Mumbai. In the year 2002, the bank was listed on the London Stock Exchange & its first international branch was opened in 2006 in Singapore, and a second office in Shanghai, China in the same year. In 2007, the UTI Bank opened its branches in Dubai & Hong Kong. On July 30, the bank changed its name to Axis Bank. As of 2016, the Axis Bank has more than 4,000 branches in India & nine offices internationally. Its 30.81% shares are owned by promoter groups & promoters and 69.19% of shares are owned by corporate bodies, banks, insurance companies, mutual funds, etc. The Axis Bank provides lending services along with liability products, such as Internet banking, cards services, ATM services, etc, to small businesses or individuals. The bank currently issues around 24 Credit Cards, and some of the popular Axis Bank Credit Cards are as mentioned below:

Axis Bank Pride Signature Credit Card

Welcome Benefits

N/A

Rewards Rate

8 EDGE REWARD Points per Rs. 200 spent with the card.

Best Suited For

Travel | Shopping |

Movie & Dining

A discount of 15% or more on dining at partner restaurants.

Reward Redemption

A discount of 15% or more on dining at partner restaurants.

Joining Fees

Nil

Product Details

  • Unique color theme with shades of Indian Tricolor and a fourth dedicated embossing line.
  • 8 EDGE REWARD Points on every spend of Rs. 200 with the card.
  • Minimum 15% discount at partner restaurants.
  • 2 Complimentary domestic lounge access every quarter.
  • Annual renewal fee waived off on annual spends of Rs. 40,000 in the preceding year.
  • 1% fuel surcharge reversed for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 400 in a month)

See additional details for Axis Bank Pride Signature Credit Card

Axis Bank Burgundy Private Credit Card

Welcome Benefits

30,000 edge Reward Points

Rewards Rate

15 Edge Reward Points per Rs. 200 spent.

Best Suited For

Movies | Travel | Dining |

Movie & Dining

Complimentary Eazy Diner membership & Buy 1 Get 1 free offer on movies.

Reward Redemption

Complimentary Eazy Diner membership & Buy 1 Get 1 free offer on movies.

Joining Fees

Rs. 50,000 (Nil for individuals holding a Burgundy Private account)

Product Details

  • Get a welcome benefit of 30,000 Edge Reward Points.
  • 15 Edge Reward points on every Rs. 200 you spend using your Axis Bank Burgundy Private Credit Card.
  • Complimentary EazyDiner Membership.
  • Complimentary Club Marriott, Taj Epicure, and Accor Plus membership.
  • Up to 5 complimentary movie and non-movie tickets every month on BookMyShow.
  • Unlimited complimentary domestic lounge access.
  • Unlimited complimentary international lounge access.
  • 50 complimentary golf rounds every year.
  • No cash advance charges & no forex markup fee.
  • Air accident insurance coverage worth Rs. 4.5 crores.
  • 24*7 concierge services.
  • 1% fuel surcharge waiver up to Rs. 400 per month.

See additional details for Axis Bank Burgundy Private Credit Card

Welcome Benefits

15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card

Rewards Rate

6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card

Best Suited For

Travel |

Movie & Dining

Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Reward Redemption

Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program

Joining Fees

Rs. 10,000 (plus applicable taxes) for Axis Bank Miles & More Select Credit Card and Rs. 3,500 (plus applicable taxes) for Axis Bank Miles & More World Credit Card

Product Details

  • 15,000 miles on Axix Bank Miles & More Select Credit Card; 5,000 award miles on Axis Bank Miles & More World Credit Card as a welcome bonus.
  • Annual bonus of 4,000 and 3,000 reward miles on the Miles & More Select and Miles & More World Credit Cards respectively.
  • Complimentary Priority Pass membership with 4 (Axis Bank Miles & More Select Credit Card) or 2 (Axis Bank Miles & More World Credit Card) complimentary airport lounge access per year at select airports.
  • 8 complimentary domestic airport lounge access per quarter with Axis Bank Miles and More Select Credit Card and 4 complimentary domestic lounge access per quarter with Axis Bank Miles and More World Credit Card.
  • Preferred rates on Axis Bank loans with both variants of the Miles & More Credit Card.
  • Dedicated concierge service for assistance regarding flight bookings, table reservations, etc.
  • Minimum 15% off at partner restaurants with Axis Bank Dining Delights program.
  • 1% fuel surcharge on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India.

See additional details for Axis Bank Miles & More Credit Card

Welcome Benefits

Choose any one- Tata Cliq voucher or a complimentary domestic flight ticket worth Rs. 10,000.

Rewards Rate

12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 2X Points on MakeMyTrip, Yatra, Goibibo, etc.

Best Suited For

Travel | Shopping |

Movie & Dining

Buy one and get up to Rs. 500 off on the next movie/non-movie ticket on BookMyShow (max 5 times a month), 25% off at 2,000+ restaurants across India.

Reward Redemption

Buy one and get up to Rs. 500 off on the next movie/non-movie ticket on BookMyShow (max 5 times a month), 25% off at 2,000+ restaurants across India.

Joining Fees

Rs. 10,000 + GST

Product Details

  • 1 complimentary domestic flight ticket or a Tata CLiQ voucher worth Rs. 10,000 as a welcome/annual gift.
  • 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card.
  • 2x Axis EDGE REWARDS Points on MakeMyTrip, Yatra, Goibibo, and others.
  • Unlimited domestic airport lounge access every year.
  • 8 complimentary international lounge visits every year with Priority Pass.
  • Discounted stays at Oberoi Hotels.
  • Buy one and get up to Rs. 500 off on the next BookMyShow ticket (max 5 times a month).
  •  25% discount at over 2,000 restaurants with Dineout passport.
  • Travel-related insurance benefits including an air accident cover worth Rs. 4.5 crore.
  • Credit Shield cover (against misuse of the card) worth Rs. 5 lakh and purchase protection worth Rs. 2 lakh.
  • Medical benefits including a medical concierge, second medical opinion, preventive healthcare diagnostic programs, and global travel and medical assistance.
  • Lower interest rate (2.5% pm) and foreign currency mark-up (2%) and zero cash withdrawal fee.
  • 24×7 dedicated concierge service for assistance regarding flight bookings, hotel reservations, gift deliveries, etc.

See additional details for Axis Bank Magnus Credit Card

Welcome Benefits

Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.

Rewards Rate

10 EDGE Points per Rs. 200 spent and 20 EDGE Points per Rs. 200 spent on retail shopping.

Best Suited For

Travel |

Movie & Dining

Buy 1 movie ticket and get up to Rs. 300 off on second ticket on BookMyShow; get up to 20% off on dining.

Reward Redemption

Buy 1 movie ticket and get up to Rs. 300 off on second ticket on BookMyShow; get up to 20% off on dining.

Joining Fees

Rs. 3,000 (plus applicable taxes)

Product Details

  • Amazon voucher worth Rs. 2,000 on making the first transaction within 90 days of card issuance.
  • 10 EDGE Points for every Rs. 200 spent with the card.
  • 2X EDGE Points on reatil shopping with the card.
  • 20% off up to Rs. 500 on a minimum purchase of Rs. 2,000 on BigBasket.
  • 40% discount on Swiggy up to a maximum of Rs. 200 per transaction.
  • 6 complimentary international airport lounge access every year with Priority Pass membership.
  • 2 complimentary domestic lounge access every quarter.
  • Up to 20% discount at partner restaurants with Dining Delights.
  • Buy 1 movie ticket and get up to Rs. 300 off on second ticket on BookMyShow.
  • Bonus EDGE Points on spending Rs. 3 lakh in an anniversary year.
  • Renewal fee waiver on spending Rs. 6 lakh in an anniversary year.
  • 6 complimentary golf rounds every year, 3 additional golf rounds on annual expenditure of Rs. 6 lakh.
  • Comprehensive insurance cover including a personal air accident cover worth Rs. 2.5 crore.
  • 24×7 concierge service for assistance regarding flight booking, table reservation, gift delivery, etc.

See additional details for Axis Bank SELECT Credit Card

Welcome Benefits

N/A

Rewards Rate

5% cashback on bill payments & recharges via Google Pay, 4% cashback on Zomato, Swiggy & Ola, 2% cashback on all other spends.

Best Suited For

Shopping |

Movie & Dining

Up to 20% off on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Reward Redemption

Up to 20% off on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Joining Fees

Rs. 499 + GST

Product Details

  • 5% cashback on bill payments and mobile recharges on Google Pay.
  • 4% cashback on Zomato, Swiggy, and Ola.
  • 2% cashback on all other spends (with a few exceptions).
  • 4 complimentary domestic lounge visits every year.
  • 1% fuel surcharge waiver with a maximum cap of Rs. 500 per month.
  • A discount of up to 20% on dining.
  • Spend-based joining & annual fee waiver.

See additional details for Axis Bank ACE Credit Card

Welcome Benefits

Welcome benefit worth Rs. 2,500 on card issuance, benefit of up to Rs. 900 on Gaana app (Gaana Plus membership worth Rs. 1,299 for Rs. 399), discounts and cashback on first transaction on Myntra, The Phy Life and Plum Goodness

Rewards Rate

5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.

Best Suited For

Shopping |

Movie & Dining

Up to 20% off at partner restaurants under Axis bank’s Dining Delights program, accelerated cashback (4%) on PVR cinemas.

Reward Redemption

Up to 20% off at partner restaurants under Axis bank’s Dining Delights program, accelerated cashback (4%) on PVR cinemas.

Joining Fees

Nil

Product Details

  • Welcome benefit worth Rs. 2,500 on the issuance of the card.
  • Many other welcome benefits from Gaana, Myntra, Plum Goodness and the Phy Life.
  • 5% cashback on Flipkart and Myntra.
  • 4% cashback on preferred partners including Swiggy, Uber, PVR and cure.fit.
  • 1.5% cashback on all other online and offline spends (with a few exceptions).
  • 4 complimentary domestic airport lounge access.
  • 1% fuel surcharge waived at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 500/month).

See additional details for Flipkart Axis Bank Credit Card

Axis Bank Vistara Infinite Credit Card

Welcome Benefits

1 Complimentary Business Class ticket voucher

Rewards Rate

6 CV (Club Vistara) Points for every Rs. 200 spent

Best Suited For

Travel |

Movie & Dining

Up to 20% discount on partner restaurants across India under Axis Bank’s Dining Delights program

Reward Redemption

Up to 20% discount on partner restaurants across India under Axis Bank’s Dining Delights program

Joining Fees

Rs. 10,000 (plus applicable taxes)

Product Details

  • Complimentary Business Class ticket voucher as a welcome gift.
  • Business Class ticket voucher every time the membership is renewed.
  • Complimentary Club Vistara Gold membership.
  • 6 Club Vistara Points for every Rs. 200 spent.
  • Additional Club Vistara Points and up to 4 Business Class tickets under the milestone benefits.
  • Complimentary domestic lounge access at select airports in India participating in the Visa Lounges program.
  • Up to 20% discount at partner restaurants across India as a part of Axis Bank’s Dining Delights program.
  • Air accident cover up to Rs. 2.5 crore.
  • Purchase protection up to Rs. 1 lakh and a cover of USD 3,000 in case of loss of travel documents and delay in check-in luggage and a cover of USD 5,000 in case of loss of luggage..
  • 24×7 concierge service for travel, dining, shopping, etc.

See additional details for Axis Bank Vistara Infinite Credit Card

Welcome Benefits

1 complimentary Premium Economy Class air ticket

Rewards Rate

4 CV (Club Vistara) Points per Rs. 200 spent

Best Suited For

Travel |

Movie & Dining

N/A

Reward Redemption

N/A

Joining Fees

Rs. 3,000 (plus applicable taxes)

Product Details

  • Complimentary Premium Economy Class Air Ticket as a Welcome Benefit.
  • Complimentary Club Vistara Silver Membership.
  • 3 Rounds of Golf sessions at premium Golf Clubs with Axis Bank’ Extraordinary Weekends Program
  • Complimentary Airport Lounge Access at Select Airports across India (2 per Quarter).
  • Earn 4 Club Vistara (CV) points for every Rs 200 spent.
  • Minimum 15% discount at over 5000 restaurants across India with Axis Bank’s Dining Delight Program.
  • Avail Air Accidental Cover of up to Rs 2.5 Cr.
  • Earn Bonus CV Points and up to 4 Premium Economy tickets in a year on each milestone achieved.
  • Convert your purchases of Rs 2,500 or above into easy EMI’s.
  • Avail Purchase Protection Cover of Up to Rs 1 Lac within 90 days of your purchases.

See additional details for Axis Bank Vistara Signature Credit Card

Welcome Benefits

1 complimentary economy class ticket voucher

Rewards Rate

2 CV (Club Vistara) Points per Rs. 200 spent

Best Suited For

Travel |

Movie & Dining

Up to a 20% discount on dining at Axis bank’s partner restaurants

Reward Redemption

Up to a 20% discount on dining at Axis bank’s partner restaurants

Joining Fees

Rs. 1,500 (plus applicable taxes)

Product Details

  • Get a complimentary economy class ticket voucher as a welcome and renewal gift.
  • Get 2 CV Points on every Rs. 200 you spend.
  • Up to 20% discount on dining.
  • Complimentary airport lounge access.
  • Bonus CV Points for spending Rs. 50,000 within 3 months.
  • Up to 3 complimentary economy class ticket vouchers on achieving the milestone spend.
  • Insurance coverage for air accidents and several other categories.
  • Zero liability protection against lost/stolen card.
  • 1% fuel surcharge waiver.

See additional details for Axis Bank Vistara Credit Card

Welcome Benefits

Get 100% cashback on all fuel transactions within 30 days of issuance of the credit card. Maximum cashback availed can be Rs250.

Rewards Rate

Earn 20 reward points on every Rs 100 spent on IOCL fuel outlets all over India and gain 4% value back benefits. Earn 5 reward points on every Rs 100 you spend on online shopping portals and gain 1% value back benefits. Earn 1 Edge reward point on spending Rs 100 under the EDGE Loyalty Rewards.

Best Suited For

Fuel | Shopping |

Movie & Dining

Get a direct discount of 10% on every movie and event ticket booked via the Book My Show website or mobile app. Get a 20% discount on your favourite cuisines with Axis Bank Dining Delight Program at select partner restaurants.

Reward Redemption

Get a direct discount of 10% on every movie and event ticket booked via the Book My Show website or mobile app. Get a 20% discount on your favourite cuisines with Axis Bank Dining Delight Program at select partner restaurants.

Joining Fees

Rs 500 plus GST

Product Details

  • 100% cashback on all fuel related transactions under 30 days as a welcome benefit.
  • 4% value back benefit by earning 20 reward points on every Rs 100 spent on IOCL fuel outlets.
  • 1% value back benefit by earning 5 reward points on every Rs 100 spent on Online Shopping portals.
  • Under the EDGE Loyalty program, earn 1 reward point on every Rs 100 spent.
  • Instant discount of Up to 10% on movie tickets when booked through Book My Show.
  • 20% discount as dining benefit under the Axis Bank Dining Delight Program.
  • 1% of Fuel Surcharge Waiver at all fuel stations across India.
  • Renewal fee waived off on annual spends of Rs50,000.

See additional details for Indian Oil Axis Bank Credit Card

Welcome Benefits

100 Edge Rewards on first online transaction.

Rewards Rate

6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200.

Best Suited For

Shopping |

Movie & Dining

You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India.

Reward Redemption

You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India.

Joining Fees

Rs. 500 (plus applicable taxes)

Product Details

  • Earn 100 EDGE REWARD points on your first online transaction.
  • 6 Edge Rewards on every Rs. 200 spent on domestic purchases.
  • 2x Edge Rewards on international transactions.
  • A cashback of 25% on movie tickets.
  • Get 15 % off on dining at partnered restaurants in India.
  • Spend-based joining and annual fee waiver.
  • 1% fuel surcharge waiver up to Rs. 400 per month.

See additional details for Axis Bank Platinum Credit Card

Welcome Benefits

A decathlon voucher worth Rs. 750.

Rewards Rate

2 edge points on every spend of Rs. 200 and get 5x edge points for insurance spends.

Best Suited For

Shopping |

Movie & Dining

Up to a 20% discount on dining at partner restaurants.

Reward Redemption

Up to a 20% discount on dining at partner restaurants.

Joining Fees

Rs. 749

Product Details

  • You get 2 Edge Points for every Rs. 200 you spend and 5x Edge points on insurance spend.
  • A decathlon voucher worth Rs. 750 as a welcome gift.
  • Up to a 20% discount on dining.
  • A discount of up to Rs. 500 on health checkups.
  • Get 4 free video consultations every month.
  • Get 4 free interactive video fitness sessions every month.
  • Get 16 complimentary recorded sessions on fitness every month.
  • A discount of 30% or more on nutritional foods and nutritional consultations.
  • A 1% fuel surcharge waiver.

See additional details for Axis Bank AURA Credit Card

Welcome Benefits

12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customers.

Rewards Rate

10 EDGE Points on every spend of Rs. 200.

Best Suited For

Shopping |

Movie & Dining

Up to 20% discount on dining across 4000+ partner restaurants

Reward Redemption

Up to 20% discount on dining across 4000+ partner restaurants

Joining Fees

Rs. 1,500
Nil (for priority banking customers)

Product Details

  • You can earn up to 12,500 Edge Rewards as a welcome benefit.
  • You get 10 EDGE Points on every Rs. 200 you spend.
  • Up to a 20% discount on dining through the Axis Bank Dining Delights.
  • Complimentary domestic lounge access every year.
  • Double benefits on achieving the milestone spends.
  • Spend-based renewal fee waiver.
  • 3,000 bonus EDGE Points on card renewal.
  • Insurance benefits across several categories.
  • A 1% fuel surcharge waiver.

See additional details for Axis Bank Privilege Credit Card

Welcome Benefits

NA

Rewards Rate

Earn 4 edge reward points on every Rs. 200 on this card. Avail a 20% Cash-Back on the base fare domestic flights booking. Get Rs. 25 off on tickets booked on www.irctc.com. Enjoy hotel and holiday vouchers worth Rs. 10,000 on this card. Get a cash-back of Rs. 400 on renting a car within India.

Best Suited For

Travel |

Movie & Dining

You get 15% off on dining on this card.

Reward Redemption

You get 15% off on dining on this card.

Joining Fees

Rs. 1200

Product Details

  • The joining fee of the Axis Bank My Wings Credit Card is Rs. 1200.
  • Get 20% Cash-Back on the base fare on domestic flights booking.
  • Get Rs. 25 off on tickets booked on www.irctc.com.
  • Get hotel and holiday vouchers worth Rs. 10,000 on this card.
  • Cash-back of Rs. 400 on renting a car within India.
  • 4 EDGE REWARD points on every Rs. 200 spent on this card.
  • Get 15% off on dining at partner restaurants.

See additional details for Axis Bank My Wings Credit Card

Welcome Benefits

NA

Rewards Rate

You get 8 reward points on every Rs 200 spent on foreign travels using this credit card. You get 4 reward points on every Rs 200 spent on hotels, bus and train bookings, hotel packages, airlines bookings in India. You get 2 reward points on every Rs 200 spent on all other categories

Best Suited For

Travel |

Movie & Dining

Get up to 15% off on restaurant spends with exclusive partner restaurants in India.

Reward Redemption

Get up to 15% off on restaurant spends with exclusive partner restaurants in India.

Joining Fees

Rs 250 plus applicable taxes

Product Details

  •  8 reward points on every Rs 200 spent on foreign travels  You get
  • 4 reward points on every Rs 200 spent on hotels, bus and train bookings, hotel packages, airlines bookings
  • 15% off on restaurant spends with exclusive partner restaurants in India.
  • 1% fuel surcharge waiver on all fuel transactions across all fuel stations in India
  • Spend based waiver on joining fee of Rs 250 on annual spending of Rs 2500 in the first 45 days
  • 2nd-year annual fee of Rs 100 on annual spending of Rs 50,000 in the previous year

Welcome Benefits

NA

Rewards Rate

4 Edge Rewards points for every Rs 200 spent

Best Suited For

Movies |

Movie & Dining

Buy 1 Get 1 offer on movie ticket bookings on Paytm movies with maximum discount allowed Rs 200/-   per month per booking. You get 20% off on dining through the AXIS Bank’s Dining Delight Program.

Reward Redemption

Buy 1 Get 1 offer on movie ticket bookings on Paytm movies with maximum discount allowed Rs 200/-   per month per booking. You get 20% off on dining through the AXIS Bank’s Dining Delight Program.

Joining Fees

Rs 500/- plus Applicable Taxes

Product Details

  •  Earn 4 Edge reward points for every Rs 200 spent
  • Buy One Get One on Movie Ticket Bookings
  • 40% off Swiggy food delivery App
  • 1 Complimentary domestic airport  lounge access once every quarter
  • Get a 1-year free subscription to Sony Liv App
  • 1% Fuel surcharge waiver on fuel transactions between Rs 400/-  to Rs 4000/-
  • Spend based waiver on joining fee of Rs 500/-
  • Get Rs 600/- off on the AJIO shopping app
  • Interest charged @3.4% per month (49.36% per annum)

See additional details for Axis Bank MY ZONE Credit Card

Welcome Benefits

NA

Rewards Rate

You can 1 EDGE Reward point on every spend redeemable across 500+ categories

Best Suited For

Shopping |

Movie & Dining

You get up to Rs. 100 credit every month on the Fresh menu and 50% off on annual subscription on Eros Now

Reward Redemption

You get up to Rs. 100 credit every month on the Fresh menu and 50% off on annual subscription on Eros Now

Joining Fees

Rs. 250 (plus applicable taxes)

Product Details

  • 100 EDGE Reward Points on spending Rs. 2,000 to Rs. 4,999 in a month.
  • 350 EDGE Reward Points on spending Rs. 5,000 or more in a month.
  • Joining fee of Rs 250/-
  • Get a virtual Axis Bank Freecharge credit card instantly if you are eligible.
  • Earn 1 EDGE Reward point on regular spending that can be redeemed against 500+ options.

See additional details for Axis Bank Freecharge Credit Card

Welcome Benefits

NA

Rewards Rate

4 Reward Points on every spend of Rs. 200.

Best Suited For

Dining |

Movie & Dining

Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.

Reward Redemption

Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.

Joining Fees

Nil

Product Details

  • Personalized Pride card with Indian Tricolor shades.
  • Dedicated 4th line for Indian Navy, Army, or Air Force.
  • No joining fee is charged
  • 15% off on dining at all partner restaurants in India.
  • Earn 4 EDGE reward points on every Rs. 200 spent.
  • Renewal fee waiver on spending Rs. 20,000 or more in the previous year.

See additional details for Axis Bank Pride Platinum Credit Card

Welcome Benefits

Get subscription to various partner brands like Zomato, Grofers, etc and amazon gift vouchers too as welcome benefits.

Rewards Rate

Earn 1 EDGE REWARD point on every Rs. 200 spent.

Best Suited For

Shopping |

Movie & Dining

You get 15% off on dining at partner restaurants.. You get 10% off on booking movie tickets on BookMyShow.

Reward Redemption

You get 15% off on dining at partner restaurants.. You get 10% off on booking movie tickets on BookMyShow.

Joining Fees

Rs. 250

Product Details

  • The joining fee of the Axis Bank Neo Credit Card is Rs. 250 plus applicable taxes.
  • Get Amazon gift vouchers worth Rs. 250, 3 months subscription to Zomato Pro, 6 months subscription to Grofers, and 6 months subscription to 1mg on the first spend within 30 days of receiving the card.
  • Get 40% off on Zomato orders.
  • Get 15% off on dining at partner restaurants.
  • Get 10% off on Grofers, Myntra, and movies.
  • Get 5% Cash-back on Paytm on utility bill payments.
  • 1 EDGE REWARD point on every Rs. 200 spent on this card.

See additional details for Axis Bank Neo Credit Card

Top 8 Axis Bank Credit Cards

Super Premium Credit Cards

Axis Bank Burgundy Private Credit Card: The Axis Bank Burgundy Private Credit Card is one of the unique & super premium credit cards issued by the bank that comes with exclusively amazing benefits over various categories. It is absolutely free for the burgundy private account holders & has a joining/annual fee for other cardholders. The card welcomes you with 30,000 Edge Reward Points and rewards on almost all your spends. You get complimentary movie tickets every time you buy tickets on BookMyShow. You get complimentary EazyDiner Prime membership, 50 complimentary golf rounds each year, complimentary airport lounge access, and many more benefits with this card.

Axis Bank Reserve Credit Card: The Axis Bank Reserve Credit Card is another premium credit card that comes with exciting reward offers and benefits over different categories, including travel, lifestyle, entertainment, etc. The card provides you with complimentary luxury airport transfers, complimentary lounge access, free movie tickets on BookMyShow, complimentary EazyDiner Prime membership, and exclusive financial & insurance benefits. You also get complimentary golf games, exciting discount offers on Oberoi hotels and resorts with this card, and many more such benefits.

Lifestyle Credit Card

Axis Bank Select Credit Card: The Axis Bank Select Credit Card is one of the most popular lifestyle cards issued by the bank. The card comes with a welcome benefit of an Amazon gift voucher worth Rs. 2,000 & complimentary Amazon Prime membership. With this card, you don’t only get Reward points on all your spends but you can also earn 5,000 bonus Edge Reward Points every year on the basis of your annual spends. Moreover, the card provides you with complimentary movie tickets every month on BookMyShow & an exclusive discount on BigBasket and Swiggy. To give you luxurious travel experiences, the card also provides complimentary airport lounge access & Priority Pass membership. To know more about the card’s benefits, click here.

Travel Credit Cards

Axis Bank Magnus Credit Card: The Axis Bank Magnus Credit Card is a card that comes with all the benefits that one expects to have with a premium credit card. Although it is popular for its travel benefits, it also provides benefits over other categories, including dining, entertainment, Reward programs, wellness, etc. The card provides you with welcome benefits worth up to Rs. 10,000, complimentary Dine Out Passport membership, up to Rs. 500 off on movie tickets, and many more. Talking about its travel benefits, you get complimentary domestic/international airport lounge access every year, complimentary VIP services at airports and exclusive discount offers at Oberoi hotels/resorts. To know more about the card, click here.

Axis Bank Vistara Infinite Credit Card: Axis Bank Vistara Infinite Credit Card is another popular Credit Card issued by Axis Bank. The card earns you rewards in the form of Club Vistara Points that can be redeemed for flight bookings. The card welcomes you with a complimentary business class ticket and you also get a complimentary Club Vistara Gold membership. Moreover, you can earn up to 4 complimentary business class tickets every year on achieving the milestone spend. The card also gives you complimentary airport lounge access, complimentary golf rounds, and many more such benefits. To know more about them, click here.

Shopping Credit Cards

Flipkart Axis Bank Credit Card: The Flipkart Axis Bank Credit Card is aimed at providing its customers with maximum saving opportunities. The card welcomes you with gift vouchers worth Rs. 2,999 and you can save up to 5% every time you spend using this card. Although the card is best suited for shopping, it has great advantages over other categories as well. You get complimentary airport lounge access, exclusive discount offers on dining, a fuel surcharge waiver, and many more benefits. To know more about the card, click here.

Axis Bank ACE Credit Card: The Axis Bank ACE credit Card is one of the best shopping cards issued by Axis Bank. The card allows you to save up to 5% on your spends. Other than shopping, it provides benefits over several other categories including travel, dining, etc. You get complimentary airport lounge access every year, and exclusive discount offers on dining. Moreover, you can also save on fuel transactions through the fuel surcharge waiver provided by this card. To know more benefits of the card, click here.

Fuel Credit Cards

IndianOil Axis Bank Credit Card: The IndianOil Axis bank Credit card is issued by the Axis Bank in partnership with the IOCL to provide its customers with exclusive benefits, especially on fuel transactions. As a welcome benefit, you can avail of a cashback of up to Rs. 250 on all fuel transactions within the first 30 days after the card issuance. Moreover, you can save up to 4% on your fuel purchases in the form of Reward Points. Other than that, the card also gets you exclusive discount offers on dining and movies on BookMyShow. To know more about the card’s benefits, click here.

Reward Points & Cashback Benefits:

Credit Card Reward Points / Cashback
Axis Bank Burgundy Private Credit Card
  • 15 Edge Reward Points on every spend of Rs. 200.
Axis Bank Reserve Credit Card
  • 15 Edge Reward Points on every Rs. 200 spent.
  • 30 Edge Reward Points on every international spend of Rs. 200.
Axis Bank Select Credit Card
  • 10 Edge Reward Points on every Rs. 200 spent.
  • 20 Edge Reward Points on every Rs. 200 spent on retail shopping.
Axis Bank Magnus Credit Card
  • 12 Edge Reward Points on every Rs. 200 spent.
  • 24 Reward Points on every Rs. 200 spent on Yatra, Goibibo, and MakeMyTrip.
Axis Bank Vistara Infinite Credit Card
  • 6 Club Vistara Points on every spend of Rs. 200.
Flipkart Axis Bank Credit Card
  • A cashback of 5% on Myntra, Flipkart & 2GUD.
  • A cashback of 4% on PVR, Uber, Swiggy, etc.
  • A 1.5% cashback on all other spends.
Axis Bank ACE Credit Card
  • A 5% cashback on internet/electricity/gas bill payments and DTH/mobile recharges on Google Pay.
  • A 4% cashback on Zomato, Swiggy & Ola.
  • 2% cashback on all other purchases.
IndianOil Axis Bank Credit Card
  • 1 Edge Reward Point on every Rs. 100 spent.
  • 5 Edge Reward Points on every online spend of Rs. 100.
  • 20 Edge Reward Points on every Rs. 100 spent at all the Indian Oil fuel outlets.

Rewards Redemption

The Edge Reward Points can be redeemed at the EDGE REWARDS website against various products, instant vouchers, Intermiles, Club Vistara points (5 Edge Points = 1 CV Point)several other categories at the following rate:

Credit Card Reward Type Value of 1 Reward Point
Axis Bank Burgundy Private Credit Card Edge Reward Points Re. 0.20
Axis Bank Reserve Credit Card Edge Reward Points Re. 0.20
Axis Bank Select Credit Card Edge Reward Points Re. 0.20
Axis Bank Magnus Credit Card Edge Reward Points Re. 0.20
Axis Bank Vistara Infinite Credit Card CV points NA
Flipkart Axis Bank Credit Card Cashback NA
Axis Bank ACE Credit Card Cashback NA
IndianOil Axis Bank Credit Card Edge Reward Points Re. 0.20

For the Axis Bank Vistara Infinite Credit Card, the CV Points are automatically credited to your CV account for eligible transactions every billing cycle within 10 days after the generation of the statement. The Points can be redeemed against travel-related bookings by logging in to your Club Vistara Account.

Complimentary Airport Lounge Access

Credit Card Complimentary Domestic Lounge Access Complimentary International Lounge Access
Axis Bank Burgundy Private Credit Card Unlimited complimentary domestic lounge access Unlimited complimentary international lounge access
Axis Bank Reserve Credit Card Unlimited complimentary domestic lounge access Unlimited complimentary international lounge access through Priority Pass
Axis Bank Select Credit Card 8 complimentary domestic lounge access every year 6 complimentary international lounge access every year
Axis Bank Magnus Credit Card Unlimited complimentary domestic lounge access 8 complimentary international lounge access every year through Priority Pass
Axis Bank Vistara Infinite Credit Card 8 complimentary domestic lounge access every quarter NA
Flipkart Axis Bank Credit Card 4 complimentary domestic lounge access every year NA
Axis Bank ACE Credit Card 4 complimentary domestic lounge access per year NA
IndianOil Axis Bank Credit Card NA NA

Eligibility Criteria

Credit Card Required Age Required Income 
Axis Bank Burgundy Private Credit Card 18 years or above Net Relationship value of more than Rs. 5 Crores.
Axis Bank Reserve Credit Card 18 years or above
Axis Bank Select Credit Card 18 years - 70 years > Rs. 9,00,000 per annum
Axis Bank Magnus Credit Card 18 years - 70 years > Rs. 18 lakhs per annum
Axis Bank Vistara Infinite Credit Card 18 years - 70 years > Rs. 6 lakhs per annum
Flipkart Axis Bank Credit Card 18 years - 70 years
Axis Bank ACE Credit Card 18 years - 70 years
IndianOil Axis Bank Credit Card 18 years - 70 years

Annual Fee

Credit Card Annual Fee Joining fee waiver condition (spend within 45 days of card issuance) Annual Fee Waiver condition (spend within an anniversary year)
Axis Bank Burgundy Private Credit Card Rs. 50,000 (Nil for Burgundy private account holders) NA NA
Axis Bank Reserve Credit Card Rs. 50,000 NA NA
Axis Bank Select Credit Card Rs. 3,000 (Nil for burgundy account holders) NA Rs. 6,00,000 or more
Axis Bank Magnus Credit Card Rs. 10,000 NA Rs. 15,00,000 or more
Axis Bank Vistara Infinite Credit Card Rs. 10,000 NA NA
Flipkart Axis Bank Credit Card Rs. 500 NA NA
Axis Bank ACE Credit Card Rs. 499 Rs. 10,000 or more Rs. 2,00,000 or more
IndianOil Axis Bank Credit Card Rs. 500 NA Rs. 50,000 or more

Other Fees & Charges

Credit Card Interest Rate Foreign Currency Markup Fee Cash Advance Charges
Axis Bank Burgundy Private Credit Card 1.5% per month Nil Nil
Axis Bank Reserve Credit Card 3% per month 1.5% of the transaction amount Nil
Axis Bank Select Credit Card 3.6% per month 3.5% of the transaction value 2.5% of the cash amount or min Rs. 500
Axis Bank Magnus Credit Card 3% per month 2% of the transaction amount Nil
Axis Bank Vistara Infinite Credit Card 3.6% per month 2.5% of the cash amount or Rs. 500 2.5% of the cash amount or min Rs. 500
Flipkart Axis Bank Credit Card 3.4% per month 3.5% of the transaction value 2.5% of the cash amount or min Rs. 500
Axis Bank ACE Credit Card 3.4% per month 3.5% of the transaction value 2.5% of the cash amount or min Rs. 500
IndianOil Axis Bank Credit Card 3.6% per month 3.5% of the transaction value 2.5% of the cash amount or min Rs. 500

Documents Required

Identity Proof Address Proof (any of the following) Income proof
  • PAN Card
  • Photograph
  • Form 60
  • Passport
  • Utility bills
  • Driving Licence
  • Ration Card
  • Telephone bills
  • For salaried employees - salary slip of latest months.
  • For self-employed individuals - Copy of ITR (Income Tax Return) / Form 16.

How To Apply?

To apply for an Axis Bank Credit Card, you can either visit your nearest branch or you can apply online as follows:

  1. Visit axisbank.com.
  2. Click on ‘Explore Products.’
  3. Select ‘Credit Cards’ under the option ‘Cards.’
  4. Choose the credit card you want to apply for.
  5. Click on ‘Apply Now.’
  6. Fill in all the required details and complete all the formalities as stated by the website.

Axis Bank Credit Card Application Status

You can track your Credit Card application status here. You will have to fill in your application ID and date of birth, and you will see your application status on your screen.

Customer Care

Kind of information/help needed Helpline / Missed Call service / SMS service number
To check account balance Call at 1800-419-5959 or send SMS BAL to 56161600 or +918691000002
To get your mini statement Call at 1800-419-6969 or send SMS MINI to 56161600 or +918691000002
Grievance redressal / To report a lost/stolen card / Any other customer support 1860-419-5555 or 1860-500-5555

FAQs:

Yes, you can withdraw cash for free using the Axis Bank Burgundy Private Credit Card / Axis bank Reserve Credit card / Axis Bank Magnus Credit Card as these cards have zero cash advance charges.

To apply for an Axis Bank Magnus Credit Card:
Your age should be between 18 years and 70 years.
Your annual income should be Rs. 10 lakhs or more.
You should be a resident of India.

The Axis Bank Burgundy Private Credit Card doesn’t charge any fee on foreign currency transactions, i.e., its foreign currency markup fee is 0.

Yes, you can get the annual fee waived off for your Axis bank Magnus credit card by spending Rs. 15 lakhs or more in the previous anniversary year.

The Axis Bank Burgundy Private Credit Card has the lowest interest rate of 1.5% only.

The Axis Bank Burgundy Private Credit Card & Axis Bank Reserve Credit Card provide unlimited complimentary domestic and international lounge access.

The CV Points you earn through your Axis Bank Vistara Infinite Credit Card are automatically credited to your Club Vistara account every billing cycle within 10 days from the statement generation. You can redeem them against flight as follows:
Login to your CV account.
Click on the option ‘Redeem Now.’
Click on the option ‘Redeem for flights’ and select your flight.

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